Zurich Kotak Travel insurance

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Zurich Kotak Travel insurance

Zurich Kotak Travel Insurance covers medical emergencies, trip delays, baggage loss & more—quick claims, cashless support, and global assistance.

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Details for Zurich Kotak Travel insurance

Zurich Kotak Travel Insurance offers extensive coverage for international and domestic trips. It protects you against medical emergencies, accidents, hospitalisation, dental treatments, and evacuation costs. With benefits like trip cancellation, baggage loss, flight delays, and hijack distress allowance, your journey stays stress-free. The plan includes personal accident and liability coverage, repatriation of mortal remains, and even covers a relative’s travel during your hospitalisation. Enjoy cashless hospitalisation, quick claim settlement, and automatic policy extension. With minimal paperwork, no upfront payment during emergencies, and budget-friendly premiums, Zurich Kotak ensures secure and seamless travel across the globe.

Exclusions

  • Military or Armed forces personnel serving in peace or war is excluded from the coverage.
  • Travelling against physician’s advice.
  • Being under the influence of drugs, alcohol, or other intoxicants, substance abuse or any addictive condition and consequences are excluded from the coverage.

Additional Benefits

  • Medical expenses - Accident and illness
  • Daily allowance - Due to an injury or illness on a trip, daily compensation against hospitalisation.
  • Medical evacuation - The cost of emergency evacuation and transportation for treatment of any illness or injury sustained during a trip.
  • Repatriation of mortal remains - The cost of transporting the remains of the insured deceased back to their country or local burial/cremation in the country where the death has occurred.
  • Dental expenses
  • Air travel of a family member or relative during the period of hospitalisation of an insured person.
  • Loss of checked-in baggage
  • Delay of checked-in baggage
  • A fixed amount is provided for each block of 4 hours delay.
  • Trip cancellation
  • Trip interruption/ curtailment
  • Hijack distress allowance
  • Loss of passport and other travel documents
  • Reimburse the extra cost of accommodation and travel incurred to reach the next destination in the event of failure to access the connecting flight/connecting journey through common carrier/public carrier.
  • Personal accident
  • Personal accident - common carrier
  • Personal liability
  • Automatic extension of policy
  • Cashless hospitalisation
  • With reasonable travel insurance premium, you can get coverage for medical emergencies and trip cancellations.
  • No upfront payment is required in case of medical emergencies with travel insurance.
  • Quick claim settlement
  • Travel insurance provide quick, convenient access to policies, and customer support with minimum paperwork.

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