Yes Bank SBI General Two Wheeler Insurance

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Yes Bank SBI General Two Wheeler Insurance

Secure your ride with SBI General Two Wheeler Insurance—coverage for own damage, third-party liability, and personal accident protection.

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Details for Yes Bank SBI General Two Wheeler Insurance

SBI General Two Wheeler Insurance offers extensive coverage for your bike, including third-party liability, accidental damage, and loss due to fire, theft, and natural calamities. The policy also provides compulsory personal accident cover of up to Rs. 15 lakh for the owner and Rs. 1 lakh for the pillion rider. With over 4,000+ cashless garages, quick claim processing, and the option to transfer your No Claim Bonus (NCB), it ensures hassle-free services. Add-on covers like Zero Depreciation and Roadside Assistance further enhance your policy. This comprehensive plan keeps both your bike and financial security protected at all times.

No Claim Bonus

  • If no claims are made during the policy period, a No Claim Bonus (NCB) is offered on renewals. This can be as high as 50%

Policy Exclusion

  • Normal wear and tear and general ageing of the vehicle
  • Depreciation
  • Mechanical or electrical breakdown
  • If the vehicle is used beyond the usage guidelines as per policy
  • Damage by a person driving without a valid license or documents
  • Damage by a person driving under the influence of drugs or alcohol
  • Loss/damage due to war, mutiny or nuclear risk

Personal Accident Cover

  • 15,00,000/-

Additional Benefits

  • This policy covers third party liability mandated by Motor Vehicles Act, as well as loss or damage to the vehicle itself
  • Third party liability - this protects the owner in case there is any legal liability due to use of the vehicle, towards third parties. It covers physical injury/death of any person or damage caused to third party property
  • Loss or damage to the vehicle - covers any loss or damage to the vehicle or its accessories due to any of the following - Fire, explosion, self-ignition, accidental damage by external means ,Damage in transit by road, rail, inland waterway, lift, elevator or air,Lightning, earthquake, flood, typhoon, hurricane, storm, tempest, inundation, cyclone, hailstorm, frost, landslide, rockslide,Burglary, theft, riot, strike, malicious act and terrorist activity
  • This policy also includes compulsory personal accident cover of Rs. 15 lakh for individual owners holding a valid driving license of the vehicle while driving
  • Pillion Rider can be covered for Personal Accident for a maximum Sum Insured of Rs. 1 lakh.
  • Transfer of NCB: You can transfer your No Claim Bonus when you shift your motor insurance policy from another company to SBI General Insurance
  • Covers Accidental Damage to Vehicle
  • Covers Third Party Liability
  • Protects in case of legal liability owing to the vehicle for injury / death to any third party
  • Compulsory personal accident cover for owner & occupants

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