Yes Bank SBI General Four Wheeler Insurance

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Yes Bank SBI General Four Wheeler Insurance

Protect your car with SBI General Four Wheeler Insurance—comprehensive cover, third-party liability, personal accident, and fast claim settlement.

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Details for Yes Bank SBI General Four Wheeler Insurance

SBI General Four Wheeler Insurance provides comprehensive protection for your car, covering third-party liability, accidental damage, and natural disasters like fire, floods, and storms. The policy includes mandatory personal accident cover of up to Rs. 15 lakh for the driver, and up to Rs. 2 lakh for passengers. Additional benefits include coverage for LPG/CNG bi-fuel kits, cashless garage services, and No Claim Bonus. With add-ons like Return to Invoice, Depreciation Reimbursement, Engine Guard, and Roadside Assistance, this insurance ensures peace of mind, protecting both your vehicle and passengers from unexpected risks.

Add-on Covers

  • Add ons: Return to Invoice, NCB Protection, Depreciation reimbursement, Engine guard, Roadside assistance, Consumable cover, Key Replacement, Loss of Personal belongings

Policy Exclusion

  • Normal wear and tear and ageing of the vehicle
  • General depreciation
  • Mechanical or electrical breakdown
  • Damage by a person driving without a valid license or documents
  • Damage by a person driving under the influence of drugs or alcohol
  • Loss/damage due to war, invasion, foreign enemy acts, mutiny or nuclear risk etc

Additional Benefits

  • This policy covers compulsory third party liability mandated by Motor Vehicles Act, as well as loss or damage to the insured car itself
  • Third party liability - this protects the owner in case there is any legal liability due to use of the vehicle, towards third parties. It covers physical injury/death of any person or damage caused to third party property
  • Loss or damage to the vehicle: covers any loss or damage to vehicle or its accessories due to any of the following - Fire, explosion, self-ignition, accidental damage by external means, Lightning, earthquake, flood, typhoon, hurricane, storm, cyclone etc
  • This policy also includes compulsory personal accident cover of Rs. 15 lakh for individual owners holding a valid driving license of the vehicle while driving
  • Passengers can be covered for Personal Accident for a maximum Sum Insured of Rs. 2 lakh. Option for higher limits is also available
  • Coverage for LPG/CNG bi-fuel kit
  • Includes accidental damage to Vehicle
  • Includes Third Party Liability
  • Personal accident cover to paid driver & unnamed passengers

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