Yes Bank Reliance Private Car Package Policy

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Yes Bank Reliance Private Car Package Policy

Protect your car with Reliance Private Car Policy—broad coverage, NCB retention, 8200+ garages, and custom add-ons for all-round security.

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Details for Yes Bank Reliance Private Car Package Policy

Reliance Private Car Package Policy offers comprehensive protection for your car against accidents, theft, fire, and other damages. It includes mandatory third-party liability coverage and personal accident cover for the owner driver. The policy lets you retain your No Claim Bonus (NCB) even after one own damage claim, ensuring discounted premiums up to 50% year on year. With access to over 8,200 authorized garages, it provides a hassle-free service experience. Additional add-on covers are available for enhanced protection, ensuring your vehicle remains safe and secure under various circumstances. Enjoy the peace of mind with a reliable insurance policy.

Policy Exclusion

  • General wear-and-tear of the car
  • Mechanical and electrical breakdown
  • Cars being used other than in accordance with the limitations as to use. For example, if you use a private car for remuneration purpose.
  • Damage to/by person driving without a valid driving license
  • Loss or damage caused while driving under the influence of alcohol or any other intoxicating substance
  • Loss or damage due to depreciation of the car's value
  • Loss or damage due to war or nuclear risks
  • Consequential loss - if the original damage causes subsequent damage/loss, only the original damage will be covered under our motor car insurance
  • Compulsory deductibles - a fixed amount that gets deducted at the time of the claim
  • Depreciation Cover shall not be applicable to theft & total loss claims

Personal Accident Cover

  • 15,00,000/-

Additional Benefits

  • Broad coverage against all possible damages arising from a variety of risks such as collisions, theft, fire and so on.
  • Additionally, a comprehensive car insurance policy also covers third-party liabilities and offers extensive protection for your car.
  • Third Party Liability Car Insurance It is mandatory by law.
  • Retain your No-Claim Bonus even after you've made claim and continue to enjoy discounted premiums up to 50% year-on-year.
  • This retainable NCB is Applicable for 1 OD claim
  • The cover operates for maximum of 2 claims during the policy period
  • Vehicle is repaired at any of our Authorized Garage / Authorized workshop / Authorized service station\
  • A claim where replacement of any part is not involved and no depreciation is deducted under its own damage claim, will not be considered as a claim under this cover
  • 8200+ garages for a hassle-free service
  • Personal Accident Cover for owner driver
  • Wide range of add-on covers for enhanced protection