Yes Bank Personal Loan

Home » Personal Loan » Yes Bank Personal Loan

4

Average Review

Yes Bank Personal Loan

Apply for Yes Bank Personal Loan with zero collateral, flexible tenures, quick approval, and easy transfer from other banks. Instant eligibility check.

Visit Site Apply Now Terms & Conditions Apply

Details for Yes Bank Personal Loan

Yes Bank Personal Loan offers instant access to funds without the need for security. With flexible tenure from 12 to 72 months, it suits varied needs—from travel to emergencies. Use the EMI calculator to plan your repayment and enjoy easy balance transfer options. Loans come with quick eligibility checks and part prepayment after 12 EMIs. Ideal for non-speculative expenses, this user-friendly loan product ensures a seamless borrowing experience.

₹
Loan Amount

Not available

₹
Interest Rate

Between 11.25% and 21% per annum

Age

  • Must range anywhere between 21 and 60 years

CIBIL Score

  • A CIBIL score of 730 or above is generally considered good for approving a personal loan.

Required Documents

  • Valid government-issued photo ID, such as Aadhaar card, passport, or driver's license.
  • Recent utility bills, rental agreement, or other documents verifying your current address.
  • Latest 3 months salary slips and bank statements showcasing your financial stability.
  • A few recent passport-sized photographs.

Nature of Employment

  • Must be a salaried employee in a private or public enterprise

Minimum Monthly Income

  • Must have 25,000 stable monthly income.

Loan Processing Charges

  • Up to 2.5% of the loan proceeds

Features

  • Stamp duty and other statutory charges - As per applicable state laws
  • The repayment tenure ranges from 12 to 72 months.
  • Easy transfer of high-cost personal loans from other banks
  • Part pre-pay your YES BANK Personal Loan post 12 EMIs.
  • Apply for an instant personal loan through YES BANK's user-friendly platform
  • Address all non-speculative needs as these loans have no end-use restrictions
  • Apply for a personal loan without providing any asset as security
  • Choose your loan tenure with a PL EMI calculator
  • Check your loan eligibility with YES BANK in 60 seconds

Share with

₹10,000₹1,00,00,000

0%20%

1 Year30 Years

Yes Bank Personal Loan EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
Apply Now