Yes Bank ICICI lombard family shield

Age

• 18 - 65 Years

Specific Exclusions

• War, invasion, act of foreign enemy hostilities or warlike operations (whether war be declared or not) or civil commotion or rebellion, revolution, insurrection, mutiny, arrests, detainments of all kinds and political gatherings, engaging in aviation other than as a passenger (fare paying or otherwise) in any licensed standard type of aircraft.
• Breach of law or while being involved in any unlawful activity.
• Any Injury / Illness arising from intentional self- Injury, suicide or attempted suicide.
• Any Injury / Illness arising whilst under the influence of alcohol or intoxicating drugs or substance abuse of any kind
• Injury sustained whilst engaging in Adventure Sports (This exclusion shall not apply if Benefit Adventure Sports Benefit is in force for the Insured Person)
• Any Illness, complication or ailment not arising out of or connected to Injury.
• Payment of compensation in respect of death, disablement (whether of a permanent nature or of a temporary nature), Injury, Illness or Hospitalization of the Insured Person resulting directly from, or indirectly caused by, or contributed to or aggravated or prolonged by, childbirth or pregnancy or in consequence thereof
• Any Hospitalization consequent to any condition arising from or traceable to any disease of the organs of generation, malignant disease of mammary gland, pregnancy, childbirth, abortion or miscarriage or any complications and/or sequels arising from the foregoing.
• Circumcision or strictures, vaccination, inoculation, sex change, beauty treatment of any description, intentional self-Injury (which expression shall cover also general debility, "run down" conditions), venereal disease, use of intoxicating drugs, or any Illness, Injury, death or disablement directly or indirectly due to any one or more of them.
• Medical Expenses not incurred as a direct result of the Injury sustained in an Accident during the Period of Cover.
• Any Injury or Illness of any kind caused or infected by or transmitted by or in any way attributed to virus, parasite, bacteria or any microorganism including where the virus, parasite, bacteria or any other microorganism is introduced and/ or caused by bites of insects, reptiles, animals and/or other vector

Renewability and Coverage

• Death Benefit
• Permanent Total Disablement (PTD) Benefit
• Permanent Partial Disablement (PPD) Benefit
• Temporary Total Disablement (TTD) Benefit
• Broken Bones Benefit
• Burns Benefit
• Adventure Sports Benefit
• Accidental Hospitalization Expenses Benefit
• Diagnostic Test Benefit
• Recovery Benefit
• Compassionate Visit Benefit
• Air Ambulance Benefit
• Ambulance charges Benefit

Additional Benefits

• Renewal Discount up to 5% / Family Discount of up to 7.5%/ Policy terms of up to 3 Year with Long term Discount