Utkarsh SmartGen Credit Cards

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Utkarsh SmartGen Credit Cards

Upgrade to effortless financial freedom with SmartGen Credit Card by Utkarsh Small Finance Bank—zero annual fees, high savings, and rewards on every spend!

  • fuel offer
  • cashback discount
Visit Site Apply Now Terms & Conditions Apply

Details for Utkarsh SmartGen Credit Cards

₹
Joining Fee

0

₹
Annual Fee

No Annual Fee for 1st year, 2nd year onwards ₹ 199/-

Lounge Offer

  • No

Reward Points

  • Cashback On Every Transaction

Additional Benefits

  • Fuel Surcharge Waiver

pros

  • Rewarding Benefits and Bonuses
  • Fuel Surcharge Waiver
  • Zero Joining Fees

Cons

  • Limited Welcome Benefits
  • Annual Fees Included
  • Comparitively Less Reward Points
  • No Lifetime Free Card Option
  • Absent Annual Fee Waiver
  • Terms and Conditions Included

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