SBHNI Prime

Home » Savings Account » SBHNI Prime

3.5

Average Review

SBHNI Prime

SBHNI Prime offers premium banking for high-net-worth individuals with special benefits, higher interest, and priority services. Experience elite banking today!

  • cheque availibilty
  • penalty for nonmaintenance
Apply Now Terms & Conditions Apply

Details for SBHNI Prime

SBHNI Prime is a specialized savings account for high-net-worth individuals, offering premium benefits like higher interest rates, priority banking, exclusive privileges, and seamless transactions. Enjoy personalized services, enhanced financial growth, and a superior banking experience tailored to your elite needs.

Interest Rate

3.55%

Withdrawal Limit

Not available

Transaction Limit

Not available

Minimum Balance Required

  • 10,00,000/-

Eligibility Criteria for Opening an Account

  • SBHNI-Prime accounts can be opened by individuals who are eligible to open savings bank accounts.

Additional Benefits

  • Higher Transaction Limits: Access higher daily ATM withdrawal and point-of-sale transaction limits, providing you with greater financial flexibility and convenience.
  • Premium Debit Card: Enjoy the prestige of a Rupay Select or Visa Signature debit card, offering exclusive perks such as complimentary access to airport lounges, discounted gym memberships, golf privileges, spa services, and more.
  • Complimentary Personal Accident Insurance: Receive a substantial personal accident insurance cover of up to Rs. 50 lakhs, ensuring financial security and peace of mind for you and your family.
  • Free Air Accident Insurance: Get complimentary air accident insurance coverage of Rs. 100 lakhs, safeguarding you during air travel.
  • Enhanced Banking Services: Benefit from personalized services, including doorstep banking, personalized cheque leaves, and access to a dedicated relationship manager who will cater to your unique banking needs.
  • Concessions and Discounts: Avail of attractive concessions, including reduced locker rent, processing fee waivers on home loans, concession in interest rates on retail loans, and cash handling charges.
  • Exclusive Offers and Rewards: Enjoy a range of exclusive offers and rewards from selected partner merchants, earning reward points on every transaction made with your debit card.
  • Free Debit Card Charges: Enjoy the convenience of a fee-free debit card issuance and annual maintenance charges.
  • ATM Access: Benefit from unlimited free ATM access at both Union Bank of India and other bank ATMs.
  • Personal Accident Insurance Coverage: Receive comprehensive personal accident insurance coverage for death, permanent and partial disability, with additional coverage provided by NPCI for RuPay Select cardholders.
  • Additional Benefits: Enjoy a range of additional benefits, including free SMS charges, NEFT/RTGS/IMPS transactions, add-on debit cards for spouses, concessional rates on forex transactions, and availability of superfine forex rates.