Union Samriddhi for women

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Union Samriddhi for women

Union Samriddhi for Women offers exclusive benefits, high interest, and priority banking to empower financial independence. Open your account today!

  • cheque availibilty
  • penalty for nonmaintenance
Apply Now Terms & Conditions Apply

Details for Union Samriddhi for women

Union Samriddhi for Women is a specially designed savings account offering higher interest rates, exclusive perks, and priority banking services. Enjoy free transactions, personalized financial solutions, and added benefits tailored to support women's financial growth and independence. Secure your future with a rewarding savings experience.

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Interest Rate

3.55%

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Withdrawal Limit

Not available

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Transaction Limit

Not available

Minimum Balance Required

  • 15000/-

Eligibility Criteria for Opening an Account

  • Individual women aged 18 years and above are eligible for UNION SAMRIDDHI.

Additional Benefits

  • Free Cancer Care Insurance Coverage - Receive a sum assured of Rs. 5 lakhs on the detection of Breast, Ovarian, or Cervical cancer, offering financial support during challenging times.
  • Free Personal Accident Cover - Enjoy a personal accident cover of Rs. 5 lakhs (in case of death), providing security for you and your loved ones.
  • Free Air Accident Insurance - Benefit from a free air accident insurance cover of Rs. 50 lakhs, ensuring comprehensive coverage during air travel.
  • Concession in Retail Loan Processing Charges - Avail a 50% concession on processing fees for home loans of Rs. 1 crore and above, and a 25% concession for loans below Rs. 1 crore and other retail loans.
  • Concession in PAPL Interest Rate - Enjoy a 0.05% concession in the applicable interest rate for loans up to Rs. 5 lakhs under the PAPL Scheme, making borrowing more affordable.
  • Locker Rent Concession - Receive a 50% concession in the first-year locker rent, providing safe storage for your valuables.
  • Service Charge Benefits - Enjoy free SMS charges, personalized cheque leaves up to 20 leaves per year, and free NEFT/RTGS/IMPS transactions and monthly statements, ensuring hassle-free banking.
  • Quarterly Average Balance - Maintain a quarterly average balance (QAB) of Rs. 15,000 to unlock the benefits and concessions offered by UNION SAMRIDDHI.
  • Joint Account - Open a joint account with women joint holders, providing flexibility and shared benefits.
  • Type of Debit Card - Receive a RuPay Platinum Debit Card with nil issuance charges and annual maintenance charges as applicable, ensuring convenient access to your funds.
  • ATM Access - Enjoy unlimited free ATM transactions per month at your own bank's ATMs, and a specified number of free transactions at other bank ATMs, ensuring convenient cash withdrawal.
  • Interest - Earn interest on your savings as applicable to a regular savings account, allowing your money to grow over time.
  • Convenient Banking Services - Benefit from free SMS charges, personalized cheque leaves, and free NEFT/RTGS/IMPS transactions and monthly statements, making banking effortless.

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