UCO Pensioner Loan

Home » Personal Loan » UCO Pensioner Loan

4.5

Average Review

UCO Pensioner Loan

UCO Pensioner Loan provides financial support to pensioners with low interest rates, flexible repayment options, and easy processing at UCO Bank branches.

Visit Site Apply Now Terms & Conditions Apply

Details for UCO Pensioner Loan

UCO Pensioner Loan is a personal loan scheme designed for retired individuals, offering financial support with attractive interest rates ranging from 10.95% to 13.95%. With simple documentation and minimal processing hassle, it helps pensioners meet personal expenses like medical bills, travel, or family needs. The loan ensures financial independence post-retirement with flexible repayment options and dedicated support. Its key benefit lies in being pensioner-centric, making borrowing convenient and stress-free for retired government or private sector employees.

₹
Loan Amount

12 times of monthly pension subject to Maximum Rs. 10.00 lac for age up to 70 years. Maximum Rs. 5.00 lac for age above 70 years to 74 years

₹
Interest Rate

10.95% to 13.95%

Age

  • Mini 70 Years to Maxi 74 Years

CIBIL Score

  • A CIBIL score of 730 or above is generally considered good for approving a personal loan.

Required Documents

  • Identity Proof - Voter Identity Card,PAN Card ,Aadhaar Card,Driving License and Passport
  • Address Proof - Voter Identity Card,Aadhaar Card,Driving License ,Passport,Electricity Bill and Ration Card
  • Copy of pension payment order (PPO)
  • Two Passport size photograph of Applicant (s) & Guarantor(s)
  • Statement of Means of Applicant(s) & Guarantor (s)

Share with

₹10,000₹1,00,00,000

0%20%

1 Year30 Years

UCO Pensioner Loan EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
Apply Now