ICICI Pru iProtect Smart

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4.5

Average Review

ICICI Pru iProtect Smart

ICICI Pru iProtect Smart offers comprehensive life cover with customizable options. Secure your future with affordable protection and extra benefits.

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Details for ICICI Pru iProtect Smart

ICICI Pru iProtect Smart provides flexible life insurance coverage with options for critical illness, accidental death, and terminal illness. Its affordable premiums and customizable plans ensure your loved ones are financially secure. With added benefits like tax savings and a quick claim process, it's an ideal choice for comprehensive protection.

Sum Assured

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Age

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Premium Payment Term (Mode)

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Additional Benefits

  • Enhanced protection: Coverage against death, terminal illness and disability
  • Comprehensive additional benefits: Option to choose Accidental Death Benefit and Accelerated Critical Illness Benefit
  • Special premium rates for non-tobacco users
  • Special discount on first year’s premium for salaried customers
  • Need based benefit payout: Choose to receive the benefit amount as a lump sum or as monthly income for 10/ 20/ 30 years or a combination of both
  • Flexibility to pay premiums once, for a limited period or throughout the policy term
  • Tax Benefits may be applicable on premiums paid and benefits received as per the prevailing tax laws
  • 8.15% discount on premium rates for life cover (Death Benefit) as compared to male lives
  • Special premium rates for Accelerated Critical Illness Benefit
  • Covers female organ cancers such as breast cancer and cervical cancer under Accelerated Critical Illness Benefit