TMB Home Loan

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TMB Home Loan

Get your dream home with TMB Home Loan. Quick approvals, low rates, flexible tenures, and loans up to ₹500 Lakhs.

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Details for TMB Home Loan

TMB Home Loan offers a seamless way to build, buy, or renovate your home. With quick approvals, competitive interest rates, and flexible tenures up to 30 years, customers can borrow up to ₹500 Lakhs based on eligibility. NRIs can also avail of reimbursement for recent investments. Loan-to-Value ratio up to 90%, overdraft facility, and easy balance transfer from other lenders make this loan ideal for both salaried and self-employed individuals seeking tailored housing finance.

CIBIL Score

  • CIBIL score preferably above 750

Required Documents

  • Age Proof/Photo ID Proof – PAN Card, Aadhaar Card
  • Address Proof – Aadhaar card, driving license, passport, utility bill, rent agreement, voter ID
  • Income Proof – Salary account bank statement for last 1 year, salary slip for last 3 months
  • Latest 2 ITRs both personal and business along with computation of income Advance tax challans if available, advance tax challan if available, bank account statement for last 1 year, latest 2 years P&L account and B/S both personal and business duly certified by CA

Loan Processing Charges

  • 0.50% of loan amount + GST

Features

  • Enjoy the hassle-free experience of availing of a home loan for the construction of your new home; Purchase of new or old Home; renovating your home. TMB Home Loans have quicker approvals and are competitive in rates. You may also shift your loan from other Banks / NBFCs and enjoy the benefits of TMB Home Loan.
  • Loan can be availed upto ₹500.00 Lakhs depending upon the eligibility and need of the customer
  • Longer loan tenure, up to a maximum of 360 months
  • NRIs can reimburse the investments already made by them, provided the Investment has taken place within preceding one year.
  • Home loan facility can be availed as an Overdraft (subject to conditions)
  • Maximum Amount : Rs.500 lakhs in case of Metropolitan centres ,Rs.300 lakhs for Non-Metro Centres, IT Returns not available - Not exceeding Rs.15 Lakh and For Renovation – Not exceeding Rs.25 Lakh.
  • Margin : Construction of house on existing plots - 10% ,Purchase of New House / Flats - 25% and Purchase of Plot & Construction of House thereof - 20%
  • Renovation / Purchase of Old House /Flat : If the age of the house / Flat is below 5 Years - 20% and If the age of the house/Flat is above 5 Years upto 20 years - 30%
  • Purchase of Plot & Construction of House thereof - 25%
  • Security:- Equitable Mortgage of the land / house / flat purchased / constructed / acquired under the Loan and the improvements / additions thereto.
  • Longer loan tenure, up to a maximum of 360 months
  • Home loan facility can be availed as an Overdraft
  • Loan-to-Value Ratio - Up to 90% of the property value

₹10,000₹1,00,00,000

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TMB Home Loan EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
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