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Welcome to MoneySync. These Terms and Conditions (“Terms”) govern your access to and use of the website www.moneysync.net (“Website”) and any services offered by MoneySync (“we,” “us,” “our”). By accessing, browsing, or using our Website, you agree to be bound by these Terms. Please read them carefully.
If you do not agree to these Terms, please refrain from using the Website or any services provided.
MoneySync is a financial product discovery and comparison platform that helps users explore and compare a range of financial products, including credit cards, loans, investment options, mutual funds, insurance policies, and more. We aim to simplify the process of understanding financial offerings across various providers. However, MoneySync does not provide any banking, lending, or investment services directly.
By using this Website, you confirm that:
You are at least 18 years old and legally competent to enter into binding agreements.
You are using the Website for personal and non-commercial purposes.
You are not barred under any applicable law from using the Website or receiving services from MoneySync.
MoneySync is a neutral, third-party financial product discovery and comparison platform. We are not a bank, non-banking financial company (NBFC), insurance provider, credit institution, mutual fund distributor, or investment advisor. We do not issue, own, control, manage, sell, or underwrite any financial product or service listed on our platform.
All financial products showcased on MoneySync—such as credit cards, personal loans, home loans, insurance policies (life, health, travel, etc.), mutual funds, fixed deposits, and investment tools—are designed, offered, and owned by their respective financial institutions, including but not limited to banks, NBFCs, insurance providers, and mutual fund houses.
All trademarks, logos, brand names, and product images displayed on our website are the sole intellectual property of their respective owners. Their appearance on the MoneySync platform is for informational and comparison purposes only and does not imply any partnership, sponsorship, endorsement, or affiliation—unless explicitly stated.
We do not claim any rights, licenses, or control over these products or the intellectual properties of the financial institutions. We simply aggregate publicly available information or institution-provided content in a user-friendly format to help individuals make more informed financial decisions.
Users are strongly encouraged to visit the official websites of the respective financial institutions for detailed, up-to-date product information and before taking any financial action or submitting an application.
At MoneySync, we are committed to delivering accurate, up-to-date, and verified information to help users make informed financial decisions. The product details, features, eligibility criteria, interest rates, benefits, and charges displayed on our platform are either sourced from official websites of banks, financial institutions, insurance companies, and government portals or provided to us by our affiliate partners and financial providers. Every effort is made to ensure that the information presented is reliable and current.
However, due to frequent changes in financial regulations, interest rates, offers, and product terms by third-party institutions, we cannot guarantee the absolute accuracy, completeness, or timeliness of all content. Product features and criteria may vary depending on location, customer profiles, or ongoing promotional campaigns by the issuing institutions.
MoneySync does not hold responsibility for any discrepancies, outdated information, or any financial losses incurred due to reliance on the information available on the platform. We strongly recommend that users verify specific product details, terms and conditions, and current rates by visiting the official websites of the respective service providers or contacting them directly before applying or taking any financial action.
Your decision is important—ensure it’s based on verified and final sources.
By using our Website, you agree to:
Provide accurate, complete, and updated information where required.
Use the Website in a lawful and ethical manner.
Not use automated tools to access or scrape the site without written permission.
Not attempt to gain unauthorized access to any part of the Website.
To access certain features, services, or participate in our affiliate or referral programs on the MoneySync platform, you may be required to register and create a user account. By registering, you agree to provide accurate, current, and complete information about yourself as prompted by the registration form. It is your sole responsibility to maintain and promptly update your information to keep it true, accurate, and complete at all times.
Upon successful registration, you will be provided with login credentials, which typically include a username and password or other secure access mechanisms. You are solely responsible for maintaining the confidentiality of your credentials and for restricting access to your account. Any activity that occurs under your account will be considered your responsibility, whether or not it was authorized by you.
MoneySync shall not be held liable for any loss or damage resulting from unauthorized access to your account caused by your failure to secure your credentials. You may be held liable for losses incurred by MoneySync or any other user due to someone else using your credentials or account, whether with or without your permission.
MoneySync offers an Affiliate and Referral Program to individuals, content creators, influencers, bloggers, or other interested users who wish to earn commissions by promoting third-party financial products listed on the Website. These may include credit cards, personal loans, insurance plans, investment options, and other services from partnered banks, NBFCs, or financial institutions.
By participating in the program, you agree to abide by the separate set of Affiliate Terms and Conditions, which govern the scope, rules, and compensation structure specific to affiliate activities.
As an affiliate, you will receive a unique referral link for selected products. You are permitted to share these links through your online platforms such as blogs, social media, websites, or email marketing channels, provided your promotional content remains compliant with applicable laws, ethical marketing practices, and the guidelines set forth by MoneySync and its partners.
Commission earnings are typically tied to qualified user actions such as:
Clicking your referral link
Completing a product application through the referred link
Getting approved by the product issuer (e.g., bank or insurer)
The type and amount of commission may vary depending on the product, user action, and the agreement between MoneySync and the financial institution. Please note that some commissions may only be paid upon successful approval or disbursal of a product, not merely upon application or referral.
MoneySync does not guarantee commission payouts in the event of:
Incomplete or fraudulent applications by the referred users
Tracking discrepancies or data loss on the part of third-party providers
Changes to commission structures or discontinuation of affiliate offers by financial institutions
While we make every effort to track user activity and ensure accurate reporting, affiliate tracking and final payout decisions lie with the partnered providers. MoneySync cannot be held responsible for any tracking issues, delay in commission payment, or denial of payout due to decisions made by third-party platforms or providers.
Participants must regularly monitor their affiliate dashboard (where available) and ensure their promotional content remains accurate, up-to-date, and aligned with the respective brand’s compliance policies.
MoneySync reserves the right to suspend or terminate your affiliate account at any time if there is evidence of misuse, violation of policies, misleading claims, or unethical marketing practices.
All content, designs, graphics, and software on the Website (excluding third-party content) are the intellectual property of MoneySync and are protected under copyright, trademark, and other applicable laws.
You may not copy, reproduce, republish, transmit, or distribute any material from the Website without prior written consent from MoneySync, except for personal, non-commercial use.
MoneySync may include links to third-party websites or advertisements that are not under our control. These links are provided for your convenience and do not signify our endorsement.
We are not responsible for the content, accuracy, or practices of any third-party websites or services. Users access third-party links at their own risk and are encouraged to review their terms and privacy policies separately.
Your use of this Website is also governed by our Privacy Policy, which outlines how we collect, use, share, and protect your personal data. Please review it carefully before using our services.
MoneySync provides the Website and services “as is” and “as available” without warranties of any kind, whether express or implied. This includes but is not limited to:
Warranties of merchantability or fitness for a particular purpose.
Non-infringement of third-party rights.
Accuracy or reliability of the content on the Website.
We do not guarantee that access to the Website will be uninterrupted, secure, or free from errors or viruses.
To the maximum extent permitted by law, MoneySync shall not be liable for any indirect, incidental, special, punitive, or consequential damages arising from:
Your use of or inability to use the Website.
Errors or inaccuracies in product information.
Any delay or failure in the performance of third-party services.
Unauthorized access to or alteration of your data.
We reserve the right to suspend or terminate your access to the Website at any time, with or without notice, for any reason, including but not limited to:
Violation of these Terms
Suspected fraudulent activity
Legal or regulatory requirements
MoneySync reserves the right to modify or update these Terms at any time. We will notify users of significant changes through the Website or by email. Continued use of the Website after such changes constitutes acceptance of the revised Terms.
You agree to indemnify, defend, and hold harmless MoneySync and its employees, directors, affiliates, and partners from any claims, liabilities, damages, and expenses arising out of:
Your use or misuse of the Website
Violation of these Terms
Infringement of intellectual property or other rights of any person or entity
These Terms shall be governed and interpreted following the laws of India. Any disputes arising from these Terms or the use of the Website shall be subject to the exclusive jurisdiction of the courts located in city.
If any provision of these Terms is found to be unlawful, void, or unenforceable, that provision shall be deemed severable and will not affect the validity and enforceability of the remaining provisions.
These Terms, along with our Privacy Policy and any additional guidelines or policies published by MoneySync, constitute the entire agreement between you and us concerning the Website and services offered.
For any questions, concerns, or clarifications regarding these Terms and Conditions, you may contact us at: [email protected]