Details for
Earn 20 Reward Points per ₹100 on utility bills and 10 on dining, groceries, and more with the South Indian Bank SBI Card PRIME. Enjoy lounge access, fraud protection, and exclusive lifestyle perks!
Lounge Offer
Reward Points
- Get 20 Reward Points per Rs.100 spent on standing instructions of Utility Bills payments
- Get 10 Reward Points per Rs.100 spent on Dining, Groceries, Departmental stores and Movies
- Earn 2 Reward Points per Rs.100 spent on all other retail spends
- Pay your card outstanding with Reward Points. 4 Reward Points = Rs.1
- 1% Fuel Surcharge waiver on transaction amount ranging from Rs.500-Rs.4000 across all petrol pumps. (plus Taxes as applicable). Maximum Surcharge waiver of Rs.250 per month, per credit card account
Additional Benefits
- Welcome Gift
- PRIME Rewards
- Milestone Benefits
- Club Vistara Membership
- Lounge Access
- Birthday Benefit
- Network Privileges
- Contactless Advantage
- Global Acceptance
- Fraud Liability Cover
- Emergency Card Replacement
- Add-on Cards
- Cash on the Go
- Easy Bill Pay Facility
- Flexipay
- Balance Transfer on EMI
pros
- Exclusive Introductory Offers
- Rewarding Benefits and Bonuses
- Robust Purchase Protection
- Fuel Surcharge Waiver
- Premium Travel Privileges
- Accelerates Credit History Building
- Flexible Payment Solutions
- Attractive Card Renewal Rewards
- Zero Joining Fees
- Exclusive Airport Lounge Access
- Comprehensive Rewards on Utility Payments and More
- Flexible EMI Options
Cons
- Annual Fees Included
- Terms and Conditions Included
- No Lifetime Free Card Option
- Restricted Category Cashback
- Absent Annual Fee Waiver