SIB Premium - CD SMART

Home » Current Account » SIB Premium - CD SMART

4.5

Average Review

SIB Premium - CD SMART

Secure your future with Premium - CD SMART, a high-yield certificate of deposit offering smart returns, flexible tenure, and guaranteed growth.

Visit Site Apply Now Terms & Conditions Apply

Details for SIB Premium - CD SMART

Premium - CD SMART is a high-yield certificate of deposit designed for secure savings with guaranteed returns. Enjoy flexible tenure, competitive interest rates, and hassle-free investing. Maximize your wealth with a smart, risk-free financial solution tailored for long-term growth.

₹
MAB

50,000/- in Metro & Urban centers 25,000/- in Rural & Semi-Urban centers

₹
Withdrawal Limit

FREE (TDS Applicable as per norms)

₹
Transaction Limit

Not available

Non Maintenance Charges

  • Accounts maintaining <50% of required AMB Rs 650
  • Accounts maintaining >=50% but <100% of required AMB Rs 500

Additional Benefits

  • Folio Charges -Not included
  • SMS Alerts Free (only for one registered mobile number).
  • IMPS Charges 30 transactions Free per month
  • Cheque Facility 100 leaves free per month.
  • Purchase of Demand Draft / Payment orders Rs.5 lakh or 30 instruments free per month.
  • RTGS/NEFT fund transfer Digital Channels Free & Unlimited , Branch Channel 30 transactions Free per month
  • Debit Card Issuance Charges Chargeable
  • Cheques Unlimited Free Limit If the AMB maintained during previous month is Rs.5 lakh & above, then these 4 services will be offered free of charges and without any upper limits

Share with