South Indian Bank Motor Insurance

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South Indian Bank Motor Insurance

South Indian Bank Motor Insurance offers wide coverage, personal accident protection, third-party liability, and add-ons for complete vehicle security.

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Details for South Indian Bank Motor Insurance

South Indian Bank Motor Insurance ensures comprehensive protection for both private cars and two-wheelers. It covers third-party liability, including injury, death, and property damage, along with personal accident cover for the owner-driver. Legal liabilities, court-decided claimant costs, and indemnity for legal representatives are included. The policy also allows add-on covers for accessories and specific parts like tyres, bumpers, and lamps—especially for commercial vehicles—with an additional premium. Cashless garage support, No Claim Bonus, and personal damage coverage enhance convenience and value. This motor insurance is designed for worry-free driving with strong legal and financial backing.

Additional Benefits

  • Liability to third parties bodily injury and or death and property damage
  • Personal accident cover for the owner driver for a specified sum insured
  • The insured's legal liability for death / disability of third party
  • Loss or damage to third party property
  • Claimant's cost as decided by the court
  • All costs and expenses incurred with company's written consent
  • In case of death of an Insured person, entitled to indemnity for a liability incurred under this policy, his legal representative will be indemnified in place of insured, if he observed all conditions as the insured himself
  • For private car it is covered
  • In case of Motorized Two Wheelers this can be covered on payment of an additional premium at 3% of the IDV of such accessories
  • Loss or damage to Lamp, Tyres, mudguard and / or bonner side parts, bumpers etc., can be covered on payment of additional premium. This is applicatble only to Commercial Vehicles.

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