SBI Bank Car Insurance

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SBI Bank Car Insurance

Get complete protection with SBI Bank Car Insurance—damage cover, personal accident, third-party liability, and 7000+ cashless garages for quick claims.

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Details for SBI Bank Car Insurance

SBI Bank Car Insurance offers comprehensive coverage for vehicle damage, personal accidents, and third-party liabilities. With over 7000 cashless network garages, claim processing becomes hassle-free. The policy provides up to ₹15 lakhs personal accident cover for the vehicle owner and ₹2 lakhs for each passenger. Enjoy a No Claim Bonus of up to 50%, alongside approximately 13 add-ons, including personal damage cover for fire, theft, accidents, and natural disasters. Whether it’s roadside assistance or ensuring complete vehicle protection, SBI Car Insurance offers peace of mind with its wide range of benefits and coverage options.

Add-on Covers

  • Approx 13 add-ons

No Claim Bonus

  • Up to 50%

Cashless Garages

  • Over 7000 network garages

Policy Exclusion

  • Accidental Damage Caused If Owner is Not Driving
  • Accidental Damage Caused by Unauthorised Driver
  • Damage Caused by Driver Without Valid Driver’s Licence
  • Damage Caused by Intoxicated Driver

Personal Damage Cover

  • Covers fire, explosion, accidental damage, natural calamities, theft, riot, 
strike, malicious activity, etc.

Claim Settlement Ratio

  • 1.98% for FY 2022-23

Personal Accident Cover

  • ₹15 lakhs for individual owners
  • ₹2 lakhs/passenger for occupants of the vehicle

Third Party Damage Control

  • Covers injury/death of any third party and damage to any third-party property

Vehicle Insurance Premium

  • Starts at ₹2094

Additional Benefits

  • Damage/Loss
  • Personal Accident Cover
  • Third-party Liabilities
  • No Claim Bonus
  • Roadside Assistance

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