RBL Care Health Insurance

Age

• Individual : 5 years ; Floater : 91 Days with at least 1 Insured Person of age 18 years or above

Tax Benefits

• Opting for health insurance is certainly a step in the right direction, and it comes with a two-fold benefit. Not only does it ensure that you and your family can access good medical care at all times, it also enables you to avail of a tax benefit on the premiums you pay towards your health insurance, as per the prevailing tax laws of the Income Tax Act, 1961 (u/s 80D)

Waiting Period

• Initial Waiting period - 30 days for any illness except injury
• Waiting period for pre-existing illnesses - Four years of continuous coverage

Hospital Benefits

• Alternate Treatments: We are aware that occasionally alternative therapies may prove to be more successful. Choose the treatment that works for you, whether it be Ayurveda, Unani, Siddha, or homeopathy, and we will pay for it up to a predetermined maximum that varies depending on the plan selected
• Annual Health Check-up
• Domiciliary Hospitalization: We offer coverage for medical costs incurred during your treatment at home for a period longer than three consecutive days in the event of an emergency or a medical condition that prevents you from being admitted to a hospital. So, nothing should prevent you from receiving the care you need.

Copayment Deductibles

• Co-payment - If you enroll at the age of 61 years or more, you will have to pay 20% of the claim amount under the policy. In case you choose to enter before the age of 61, you have the option to select co-payment when you reach the 61 years or above. We pay the rest.

Renewability and Coverage

• 30-Day Pre-Hospitalization Coverage
• Ambulance Cover
• Hospitalization for at least 24 hours: If you are admitted to a hospital for in-patient care for at least 24 straight hours, we will pay for your room, nursing costs, intensive care unit costs, a surgeon's fee, a doctor's fee, anesthesia, blood, oxygen, operating room costs, etc.
• Hospitalization less than 24 hours: If you receive a daycare treatment that may not necessitate a hospital stay of 24 hours or more, we will pay for your medical expenses. In actuality, we cover more than 540 daycare procedures.
• Room Rent: We cover any costs incurred in a single or private hospital room. If a doctor treating you suggests it and there is a necessity, you can also improve your accommodation.
• ICU Charges: We think that during an emergency, your sole concern should be your recovery. Therefore, we take care of any ICU fees that may prevent you from receiving quality care.
• 60-Day Post – Hospitalization Coverage
• Personal Accident along with Health Insurance
• Lifelong Renewability: We keep our word by offering our customers the option of lifelong renewability, which means that once registered, a person can continue to be protected for as long as they want as long as they renew their policy on time each year.
• Organ Donor Cover

Additional Benefits

• CASHLESS TREATMENTS
• DAILY ALLOWANCE
• FREEDOM OF CHOICE OF TREATMENT
• JOIN OUR FAMILY ANYTIME