Purchase Credit Card

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Purchase Credit Card

Maximize your purchases with the Purchase Credit Card—enjoy low interest rates, cashback on every transaction, and seamless shopping for all your needs.

  • lifetime free
Apply Now Terms & Conditions Apply

Details for Purchase Credit Card

Take control of your finances with the Purchase Credit Card. Enjoy no joining or annual fees, smart spending rewards on groceries, UPI transactions, and education payments—without hidden charges or offers that don’t serve your needs.

Joining Fee

0

Annual Fee

0

Lounge Offer

  • No

Additional Benefits

  • Better Control on expenses
  • Additional Savings
  • Better Negotiation
  • SmartBuy BizDeals Benefits

pros

  • Exclusive Introductory Offers
  • Rewarding Benefits and Bonuses
  • Accelerates Credit History Building
  • Lifetime Free Card
  • Zero Joining Fees
  • Zero Annual Fee
  • Comprehensive Rewards on Utility Payments and More

Cons

  • Terms and Conditions Included
  • No Fuel Surcharge Waiver
  • Absence of Lounge Access
  • Missing Contactless Payment Features
  • Absent Annual Fee Waiver