Punjab & Sind Bank Active Fit

Renewability and Coverage

• In-patient Hospitalization Room Rent SI 5 Lacs & above - Any Room, ICU - Actual
• Modern Treatment covered up to Sum Insured
• HIV / AIDS and STD covered up to Sum Insured
• Mental Care Cover covered up to Sum Insured
• Daily Cash Benefit (Shared Accommodation)
• Day Care Treatment – All Day Care Treatment covered up to Sum Insured
• Pre-hospitalization Medical Expenses - 90 Days
• Post -hospitalization Medical Expenses - 180 Days
• Domiciliary Hospitalization - Covered up to Sum Insured
• Home Treatment - Covered up to Sum Insured
• Road Ambulance Cover Network - Actuals
• Organ Donor Expenses - Covered up to Sum Insured
• AYUSH Cover - Covered up to Sum Insured
• Binge Refill - Cover up to Sum Insured unlimited times for any illness/injur
• Maternity Expense

Additional Benefits

• No Claim Bonus (10% of SI per annum, max up to 100%)
• Health Check-up Program - Available once during the policy year for insured aged 18 years & above on the start date of the policy
• Domestic Emergency Assistance Services
• Health Assessment
• HealthReturnsTM - Percentage of Premium earned up to 50% of the premium excluding premium for optional benefit(s) & taxes
• Mental Health Assessment Program
• Super No Claim Bonus (50% of SI per annum, Max up to 100%)
• Travel Protect (Domestic Cover) - Fixed Benefit Pay-out.
• Premium Waiver - If an Insured Person is diagnosed for the first time with or for any of the listed (20) Critical Illnesses OR suffers an Injury due to an Accident resulting in the Permanent Total Disablement within 365 days from the date of the Accident during the policy period, then the premium will be waived off for 1 Policy year
• OPD Expense