PNB Doctor`s Delight - Personal Loan Scheme To Doctors

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PNB Doctor`s Delight - Personal Loan Scheme To Doctors

PNB Doctor’s Delight offers personal loans for doctors with 0% margin, no prepayment charges, and competitive interest rates.

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Details for PNB Doctor`s Delight - Personal Loan Scheme To Doctors

PNB Doctor's Delight is a personal loan scheme designed specifically for doctors. With no margin requirement and no prepayment charges, this loan offers great flexibility. It features a competitive interest rate of 11.15% per annum and allows for third-party guarantees. The loan also requires tangible collateral security equal to 100% of the loan amount, ensuring a hassle-free borrowing experience tailored to the financial needs of healthcare professionals.

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Loan Amount

Minimum amount of loan will be Rs. 2,00,000/- and maximum amount of loan Rs. 20,00,000 or 24 times monthly gross salary/income whichever is lower. Minimum Gross Annual Income/Salary of Rs.5.00 lakh and above is mandatory.*

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Interest Rate

11.15% p.a.

CIBIL Score

  • A CIBIL score of 730 or above is generally considered good for approving a personal loan.

Nature of Employment

  • For meeting expenses of professional/personal requirement.

Features

  • Margin Nil
  • Suitable third party guarantee acceptable to the Bank.
  • Tangible Collateral Security of the value of 100% of loan amount.
  • Prepayment Charges Nil

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₹10,000₹1,00,00,000

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PNB Doctor`s Delight - Personal Loan Scheme To Doctors EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
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