LIC IDFC FIRST Credit Cards

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LIC IDFC FIRST Credit Cards

Step into a world of exclusive perks with LIC IDFC First Credit Card—enjoy airport lounge access, cashback, discounts on travel & shopping, and more!

  • fuel offer
  • lounge offer
  • lifetime free
  • cashback discount
Visit Site Apply Now Terms & Conditions Apply

Details for LIC IDFC FIRST Credit Cards

Unlock a world of perks with LIC IDFC First Credit Card—enjoy free lounge access, cashback on transactions, discounts on flights and shopping, and exclusive rewards on everyday spends. No annual fee, lifetime benefits!

₹
Joining Fee

0

₹
Annual Fee

0

Lounge Offer

  • Yes

Reward Points

  • 1,000 Rewards on spending first ₹5,000 within 30 days of card generation
  • 6X Rewards on LIC Insurance Premium spends
  • 3X Rewards on Essentials (Grocery, Utilities,Railways,Education and Government payments) up to 300 RP per month
  • 3X Rewards on all Other spends

Additional Benefits

  • 1 complimentary Domestic Airport Lounge access per quarter List of Lounges
  • 2 complimentary Railway Lounge access per quarter
  • Fuel surcharge waiver of 1%
  • 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
  • Flat ₹500 off on Domestic Flights booking on Yatra
  • Flat ₹500 off on purchases of ₹899 and above on MYGLAMM
  • Free 6 months PharmEasy Plus membership worth ₹399
  • Free 1-year Lenskart Gold Membership worth ₹500
  • Personal Accident Cover
  • Purchase Protection Cover & Credit Shield Cover of ₹25,000 each
  • Complimentary Roadside Assistance worth ₹1,399
  • Convert all transactions* above ₹2,500 into easy & convenient EMIs from your mobile app
  • Low interest Rates

pros

  • Exclusive Introductory Offers
  • Lifetime Free Card
  • Fuel Surcharge Waiver
  • Premium Travel Privileges
  • Exclusive Airport Lounge Access
  • Zero Joining Fees
  • Zero Annual Fee
  • Comprehensive Rewards on Utility Payments and More
  • Flexible Payment Solutions
  • Flexible EMI Options
  • All-Encompassing Consumer Protection
  • Hassle-Free Cash Advances
  • Valuable Membership

Cons

  • Absent Annual Fee Waiver
  • EMI Options Unavailable

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