Kotak Zen Signature Credit Card

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Kotak Zen Signature Credit Card

Indulge in premium perks with the Kotak Zen Signature Credit Card—rewards, lounge access, fuel waiver, and exclusive offers. All this with no annual fee.

  • fuel offer
  • lounge offer
  • annual fee waiver
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Details for Kotak Zen Signature Credit Card

Kotak Zen Signature Credit Card is designed for those who seek luxury and value. Earn up to 15 Zen Points per ₹150 spent on KayMall and 5 Zen Points on other spends. Points can be redeemed for vouchers, exclusive discounts, or converted into cash at partner outlets. Enjoy domestic and international lounge access, fuel surcharge waivers, and exciting travel benefits. The card also offers welcome bonuses, milestone rewards, and spend-based annual fee waivers. With low foreign currency markup and seamless reward redemption, this card is ideal for frequent travelers and savvy shoppers seeking style, savings, and convenience.

Joining Fee

1500

Annual Fee

0

Lounge Offer

  • Yes

Reward Points

  • 1 Zen Point = Rs 25 redemption with the Kotak Reward program, you can redeem these reward points for exclusive vouchers and special discounts on partner deals and offers. You also can redeem these reward points and convert them into cash to pay for your shopping spends at partner merchant outlets
  • You can earn up to 15 Zen Points on every Rs 150 spent on KayMall. You can earn upto 5 Zen Points on every Rs 150 on all other categories

Additional Benefits

  • Reward Redemption
  • Domestic Lounge Access
  • International Lounge Access
  • Foreign Currency Markup
  • Welcome Benefits
  • Milestone Benefit
  • Travel Benefits
  • Fuel Surcharge Waiver
  • Spend Based Waiver

pros

  • Exclusive Introductory Offers
  • Rewarding Benefits and Bonuses
  • Premium Travel Privileges
  • Fuel Surcharge Waiver
  • Exclusive Airport Lounge Access
  • Comprehensive Rewards on Utility Payments and More
  • Flexible Payment Solutions
  • Flexible EMI Options

Cons

  • Comparitively Less Reward Points
  • Restricted Category Cashback
  • Less Milestone Benefits
  • Missing Contactless Payment Features