Kotak Royale Signature Credit Card

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Kotak Royale Signature Credit Card

Unlock premium benefits with Kotak Royale Signature Credit Card—lounge access, reward points, railway surcharge waiver, and more, all with zero annual fee.

  • fuel offer
  • lounge offer
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Details for Kotak Royale Signature Credit Card

With the Kotak Royale Signature Credit Card, enjoy exclusive perks like domestic lounge access, reward points on every spend, railway surcharge waivers, and seamless bill payments—all with zero annual fee and added travel benefits.

₹
Joining Fee

0

₹
Annual Fee

0

Lounge Offer

  • Yes

Reward Points

  • The Reward points are redeemable on kotakrewards against various categories 1 RP = 75 paise.
  • 2 Reward Points per Rs. 150 you spend. 4 Reward Points per Rs. 150 you spend on select categories like restaurants, international spends, Airlines, hotels, etc.

Additional Benefits

  • Reward Redemption
  • Domestic Lounge Access
  • Insurance Benefits
  • Foreign Currency Markup
  • Milestone Benefits
  • Travel Benefits
  • You get a railway surcharge waiver for transactions made on irctc.co.in or at the Indian Railway Booking counters. The maximum waiver on railway surcharge is capped at Rs. 500 per year.
  • Joining and Renewal Fee Waiver
  • Fuel Surcharge Waiver
  • To pay your due bills, you don’t need to try reaching the bank again & again. You just need to send an SMS, “KASSIST,” to 5676788, and they will call you back within 2 hours.

pros

  • Rewarding Benefits and Bonuses
  • Robust Purchase Protection
  • Fuel Surcharge Waiver
  • Premium Travel Privileges
  • Flexible Payment Solutions
  • Exclusive Airport Lounge Access
  • Comprehensive Rewards on Utility Payments and More
  • Annual Fee Waiver Included
  • Flexible EMI Options

Cons

  • Comparitively Less Reward Points
  • Restricted Category Cashback
  • Less Milestone Benefits

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