Kotak Mahindra Bank UPI RuPay Credit Card

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Kotak Mahindra Bank UPI RuPay Credit Card

Upgrade your payments with Kotak Mahindra Bank UPI RuPay Credit Card—earn unlimited rewards, enjoy no annual fee, and redeem points effortlessly on spends.

  • lifetime free
Visit Site Apply Now Terms & Conditions Apply

Details for Kotak Mahindra Bank UPI RuPay Credit Card

Apply for the Kotak Mahindra UPI RuPay Credit Card now! No annual fee, unlimited rewards, and effortless point redemption on every purchase. Don’t miss out—get yours today!

₹
Joining Fee

0

₹
Annual Fee

0

Lounge Offer

  • No

Reward Points

  • 1000 Reward Points = Rs. 100
  • Earn 3 Reward Points Per Rs. 100 Spent
  • Earn three Reward Points on every spend of Rs. There is no capping on Reward Points earned.
  • 1000 Reward Points (RPs) is equal to Rs. A minimum of 1,000 Reward Points are required for redemption.

Additional Benefits

  • Reward Redemption
  • Foreign Currency Markup
  • Virtual RuPay Credit Card

pros

  • Lifetime Free Card
  • Zero Annual Fee
  • Accelerates Credit History Building
  • All-Encompassing Consumer Protection
  • Premium Travel Privileges
  • Flexible EMI Options
  • Flexible Payment Solutions
  • Zero Joining Fees
  • Robust Purchase Protection
  • Comprehensive Rewards on Utility Payments and More

Cons

  • Annual Fees Included
  • Absent Annual Fee Waiver
  • No Fuel Surcharge Waiver
  • Absence of Lounge Access
  • Comparitively Less Reward Points
  • Restricted Category Cashback
  • No Card Renewal Rewards
  • EMI Options Unavailable

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