Long Term Two-Wheeler Secure

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Long Term Two-Wheeler Secure

Protect your two-wheeler with Long Term Two-Wheeler Secure. Enjoy continuous coverage, reduced hassle, and savings on premium in a single policy.

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Details for Long Term Two-Wheeler Secure

Long Term Two-Wheeler Secure offers extended protection for your bike with coverage against partial or total loss, natural and man-made damages, and third-party liabilities. The plan includes personal accident cover for the owner-driver and access to cashless garages. Enjoy flexibility with multiple tenure options, attractive No Claim Bonus (NCB) discounts, and additional savings for AAI members. The policy ensures hassle-free renewals and long-term savings while protecting you from unforeseen road risks. With add-on covers available, it's a smart, reliable solution for every bike owner seeking complete peace of mind and financial protection on every ride.

No Claim Bonus

  • Enjoy attractive discounts based on your previous claims history.

Policy Exclusion

  • Normal wear and tear and general ageing of the vehicle
  • Depreciation or any consequential loss
  • Damage to/by a person driving any vehicles or cars without a valid driving license
  • Damage to/by a person driving the vehicle under the influence of drugs or liquor
  • Mechanical/electrical breakdown
  • Loss/damage due to war, mutiny, nuclear risk, etc.
  • Vehicles including cars being used otherwise than in accordance with limitations as to use
  • Wear and tear of consumables like tyres and tubes unless the vehicle is damaged at the same time, in which case the liability of the company shall be limited to 50% of the cost of replacement, etc.

Personal Damage Cover

  • Due to natural calamities such as fire, explosion, earthquake, flood, etc., or man-made calamities such as burglary, theft, riot, strike, etc.

Personal Accident Cover

  • For Owner Driver whilst driving the vehicle including mounting into/dismounting from the vehicle.

Additional Benefits

  • Partial or Total Loss or Damage to the Vehicle
  • Personal Accident Cover
  • Third-Party Legal Liability
  • Multiple Tenures Available
  • No Claim Bonus (NCB) Discount
  • Additional Discounts
  • If you’re an active member of a recognised Automobile Association of India (AAI), you can enjoy an additional discount on your insurance premiums.

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