Kotak Group Smart Cash

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Kotak Group Smart Cash

Kotak Group Smart Cash offers seamless cashless healthcare for employees, ensuring hassle-free claims, extensive coverage, and financial security.

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Details for Kotak Group Smart Cash

Kotak Group Smart Cash provides financial protection for employees with cashless healthcare benefits. It covers hospitalization expenses, ensures swift claim settlements, and reduces financial burdens. Designed for businesses, it offers customized coverage, peace of mind, and a seamless experience, making healthcare accessible and stress-free for organizations and employees alike.

₹
Sum Insured

Not available

₹
Age

18 to 50 Yrs

₹
Policy Terms

1 Year

Age

  • 18 to 50 Yrs

Waiting Period

  • 30 days waiting period

Hospital Benefits

  • Hospital Daily Cash Benefit - This cover will pay a specified daily cash amount for every completed 24 hours of hospitalisation, Rs. 5,000/day for a maximum of 30 days.
  • Accident Daily Cash Benefit
  • ICU Daily Cash Benefit
  • Joint Hospitalisation
  • Parent Accommodation
  • Day Care Procedure Benefit
  • Surgery Benefit
  • Accidental Hospitalisation Benefit
  • Critical Illness Benefit
  • Maternity Benefit

Specific Exclusions

  • Domiciliary hospitalisation
  • Expenses related to sterility and infertility
  • Treatment for alcoholism, drug or substance abuse
  • Claims attributable to war, invasion, or related hostilities, etc.
  • Nuclear fission, radiation, etc.

Additional Benefits

  • Day Care Procedure Benefit: This cover will pay a specified daily cash amount if an Insured Person undergoes a Day Care Procedure as an inpatient for less than 24 hours in a Hospital , 5,000 once during a year
  • Premium (inclusive of GST) per person per year, Rs. 3,399/- year

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