Grand Savings Account

Home » Savings Account » Grand Savings Account

3.5

Average Review

Grand Savings Account

Open a Grand Savings Account and enjoy high interest rates, zero balance benefits, easy withdrawals, and exclusive banking privileges for a smarter way to save.

  • cheque availibilty
  • penalty for nonmaintenance
Visit Site Apply Now Terms & Conditions Apply

Details for Grand Savings Account

Kotak Grand Savings Programme offers exclusive banking benefits, higher interest rates, premium services, and personalized financial solutions. Enjoy seamless transactions, priority services, and rewarding savings options tailored to your needs, ensuring financial growth and convenience with Kotak Mahindra Bank.

₹
Interest Rate

4% interest p.a.

₹
Withdrawal Limit

Not available

₹
Transaction Limit

Not available

Minimum Balance Required

  • As per account variant selected

Eligibility Criteria for Opening an Account

  • To apply for a Grand Account, you need to be an Indian resident of age 55 years or above

Additional Benefits

  • Home Banking-Cash or Instrument pickup/delivery service for you to have a convenient experience.
  • Kotak ActivMoney-Earn FD like interest rate upto 7% with your Grand Savings Programme. Sweep in Sweep out limit as per variant.
  • The Debit card offers you Purchase Protection up to Rs. 1 lakh for all consumer durable goods purchased.
  • Set up AutoPay and pay bills directly from your account. Now you will never have to worry about missing a bill payment.
  • Overdraft facility-Forget about having to break a Fixed Deposit and losing out on the interest during emergencies. Get money when you need it by opting to get an Overdraft of up to 85% on your Fixed Deposit.
  • With our world-class digital banking solutions and its 180+ features you can bank with ease 24*7.Transfer money, pay bills, recharge your DTH account, book flight tickets and much more through our new-age, user-friendly Net Banking and Mobile Banking app.
  • Avail Non-Maintainance Adequet AMB or Holding Fd
  • SMS for a Callback Facility
  • Kotak Rewards
  • Discount on Locker Rentals
  • Attractive Intrest Rates

Share with