Kotak e-Term

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Kotak e-Term

Secure your family's future with Kotak e-Term Plan – affordable, customizable online term insurance with multiple payout options.

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Details for Kotak e-Term

Kotak e-Term is a flexible online term insurance plan that ensures financial protection for your loved ones. It offers customizable coverage, multiple payout options, and affordable premiums. Designed to secure your family's future, it provides peace of mind with added benefits like optional riders for enhanced protection.

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Sum Assured

51,00,000/-

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Age

18 - 60 Years

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Premium Payment Term (Mode)

Single, Yearly, Half-Yearly, and Monthly

Age

  • 18 - 60 Years

Rider Addons

  • Enhance your coverage with Kotak Critical Illness Plus Benefit Rider or /and Kotak Permanent Disability Benefit Rider

Tax Benefits

  • Tax benefits are subject to conditions specified as per Income-tax Act, 1961

Death Benefits

  • Accidental Death Benefit payable under Life Plus Option shall be subject to a maximum of Rs 1 Crore

Additional Benefits

  • Customize Protection With Riders
  • Get your total premiums back at age 60 through Special Exit Value
  • Inbuilt Wellness Benefits without any additional premium
  • Increase or decrease your life cover basis on various life stages
  • Offers the benefit of high cover at economical prices
  • Multiple Plan Options
  • Immediate Pay-out: 100% of Sum Assured on Death payable as lump-sum
  • Level Recurring Pay-out: 10% of Sum Assured on Death payable as lump-sum PLUS 6% of Sum Assured on Death payable every year for 15 years
  • Increasing Recurring Pay-out: 10% of Sum Assured on Death payable as lump-sum PLUS Increasing Payout every year by 10% p.a for 15 years starting with 6% of Sum Assured on Death

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