Kotak Bank Home Loan

CIBIL Score

• CIBIL score preferably above 750

Required Documents

• Passport, Aadhaar Card, PAN Card, Driving License, Voter ID Card, NREGA Job Card & Letter issued by National Population Register
• Salary slips, Income Tax Returns, Form 16, Bank statements, Profit & Loss Statement (for self-employed)
• Highest Degree Certificate

Loan Processing Charges

• Upto 2% of loan amount (plus taxes and any other applicable statutory dues)

Features

• Minimal documentation for hassle-free processing
• Online Application Process with in-principle Sanction Letter
• Home loan balance transfer is a process through which you can transfer home loan to another bank. It is a blessing in disguise for those who are finding it difficult to keep up with the repayments of home loans due to high EMIs. Kotak Mahindra Bank’s home loan balance transfer process is simple and easy. It comes at a nominal rate of interest and at lower monthly installments, which pulls a considerable burden off your financial situation, so that you can enjoy quality time with your loved ones without any bother, ever. Apply for a home loan transfer now.