Kotak Bank Elite Current Account

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Kotak Bank Elite Current Account

Unlock premium banking with Kotak Bank Elite Current Account—enjoy high transaction limits, exclusive privileges, and seamless digital banking.

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Details for Kotak Bank Elite Current Account

Kotak Bank Elite Current Account is designed for businesses and professionals needing high transaction limits, premium banking services, and exclusive privileges. Enjoy seamless digital banking, priority services, and customized benefits tailored to elevate your financial management experience.

₹
MAB

1,00,000/-

₹
Withdrawal Limit

50,000/-

₹
Transaction Limit

2,50,000/-

Debit Card Charges

  • 259 p.a.

Cash Deposit Monthly

  • 25,00,00,000/-

Non Maintenance Charges

  • AQB < 50% of the required Product AQB: ₹5,000
  • AQB >=50% but < 100% of the required Product AQB: ₹3,000

Additional Benefits

  • Free access at all domestic VISA ATMs with your Kotak Business Debit Card
  • Free demand drafts (up to Rs. 10 lakh per month) payable at non-Kotak branches
  • Free cheque collection through Speed Clearing
  • Free multi-city cheque books (at par cheque books) (1)
  • Faster outstation cheque collection
  • Free cash withdrawal at the home branch location
  • Free cash withdrawal at non-home branches - up to Rs 1 lakh per day
  • No Cash Deposit charges up to 10 times the previous month’s average credit balance, Maximum of Rs. 2.5 Cr. per month; Standard charges apply thereafter
  • Home-banking service: On call cash/cheque pickup and delivery. Free up to 3 cheque pick-up/DD delivery requests per month & thereafter standard charges (2)
  • Free beat service: Daily visits to your home or office for picking up and depositing cheques into your account
  • Waiver on outward cheque returns (up to 7 instruments per month)
  • Free NEFT and RTGS at the branch and through net-banking
  • Free 24x7 net, mobile, phone, and SMS banking
  • Balance alerts / transaction and value-added alerts through SMS at a nominal charges. Email alerts are free
  • Better forex rates and efficient trade services
  • Kotak Circle: Facility to club multiple current and savings accounts – this provides the flexibility to maintain minimum group AQB balance in any one or more accounts

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