811 Zero Balance Digital Savings Account

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811 Zero Balance Digital Savings Account

Open an 811 Zero Balance Digital Savings Account instantly. Enjoy zero balance requirements, high interest rates, secure banking, and online transactions.

  • cheque availibilty
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Details for 811 Zero Balance Digital Savings Account

811 Zero Balance Digital Savings Account offers seamless banking with no minimum balance requirement. Enjoy instant account opening, high-interest rates, secure digital transactions, and exclusive benefits. Manage your finances effortlessly with a fully digital experience, making banking smarter, faster, and more convenient.

Interest Rate

Get up to 7%* interest p.a

Withdrawal Limit

Not available

Transaction Limit

Not available

Minimum Balance Required

  • No Minimum Balance

Eligibility Criteria for Opening an Account

  • Kotak811 is a zero balance digital savings account that can be opened by everyone (Resident Indian individuals above the age of 18 only).
  • Whether at work or at home you can apply for a zero balance digital savings account, without ever stepping out.

Additional Benefits

  • Shop & pay with a Platinum debit card
  • Control your zero balance digital savings account from your phone
  • Enjoy up to 7%* interest rate p.a. with ActivMoney
  • Complete your Full KYC with zero paperwork and unlock limit free benefits of your zero balance digital savings account.
  • Spend as you like with the freedom of your zero balance digital savings account, free of annual charges* or fines for non-maintenance of a minimum balance.
  • Charges applicable only on the order of a physical debit card
  • Say goodbye to low interest!
  • Virtual debit card is free
  • Annual Fee Nil
  • ATM Charges (after free transactions)- -For Financial Transactions: Rs.21-For Non-Financial Transactions: Rs.8.50 on domestic ATMs of other banks