KBL Xpress Cash Loan

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KBL Xpress Cash Loan

Get instant, paperless funds with KBL Xpress Cash Loan. No security needed, low interest, and tenure up to 60 months. Apply digitally today!

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Details for KBL Xpress Cash Loan

KBL Xpress Cash Loan offers instant digital access to funds without any paperwork, security, or margin requirements. With a flexible tenure ranging from 1 to 5 years, and competitive interest rates, it’s designed for hassle-free borrowing. The entire application process is online, ensuring convenience and speed. Whether for emergencies or planned needs, this unsecured loan empowers you with quick cash disbursal and minimal processing. It’s a smart choice for salaried individuals seeking a seamless lending experience.

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Loan Amount

Up to 5,00,000/-

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Interest Rate

Starting at 12% p.a.

Age

  • Individuals above the age of 18 and below 60

CIBIL Score

  • A CIBIL score of 730 or above is generally considered good for approving a personal loan.

Required Documents

  • Aadhaar card
  • PAN card
  • Internet banking login credentials of the salary account or last 7 months’ bank statement of the salary account (original ePDF file or scanned PDF file)
  • Soft copy of current and permanent address proof
  • Soft copy of passport-size photograph of applicant

Nature of Employment

  • You must be a government or a private sector employee

Minimum Monthly Income

  • Salaried employees with a minimum net monthly salary of ₹20,000 during each of the latest 7 months and no existing unsecured personal loan from Karnataka Bank

Minimum Work Experience

  • minimum work experience of 6 months.

Features

  • Loan tenure 60 months
  • Access the funds you need without unnecessary delays
  • Benefit from competitive interest rates
  • Enjoy instant funds without security or margin
  • Period of loan ranges from 1 year to 5 years
  • No paperwork required. The whole process is digital

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₹10,000₹1,00,00,000

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KBL Xpress Cash Loan EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
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