Karur Vysya Bank Personal Loan (Unsecured)

CIBIL Score

• A CIBIL score of 730 or above is generally considered good for approving a personal loan.

Required Documents

• Photo ID proof - Passport, PAN Card, Driver's License, Voter's ID, etc.
• Proof of Address - Passport, Driver's License, Voter's ID, etc.
• Proof of Age - Valid Passport, Banker's Certificate, Driver's License, Birth Certificate, etc.
• Salaried individuals may have to provide additional documents such as salary slips, bank statements, Form 16 while self-employed individuals have to provide proof of income, proof of continuity of business, proof of office ownership, etc.

Loan Processing Charges

• 3.00% of the loan requested amount.

Features

• Repayment under EMI up to 60 months.
• This is a short term loan.
• The loan is granted for personal purposes.
• Process is paperless, quick and convenient.
• In principle sanction provided in 15 minutes subject to satisfaction of CIBIL and rating scores.