Karur Vysya Bank Happy Home Loan

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Karur Vysya Bank Happy Home Loan

Build your dream home with Karur Vysya Bank Happy Home Loan—up to 90% financing, no prepayment charges, and tenures up to 25 years.

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Details for Karur Vysya Bank Happy Home Loan

Karur Vysya Bank Happy Home Loan helps you finance your dream home with flexible repayment options of up to 25 years and up to 90% funding. It supports the purchase, construction, improvement, or renovation of homes, including takeover of existing loans. No prepayment charges add to the ease, making it an ideal choice. Whether you're buying a flat, building an independent house, or upgrading your space, this loan adapts to your needs with minimal processing fees.

CIBIL Score

  • CIBIL score preferably above 750

Required Documents

  • Identity proof
  • Residential address proof
  • Last 6 months' salary slips
  • Last 2 years' Income Tax Returns proof
  • Property-related documents

Loan Processing Charges

  • Processing Fee: Rs.2,500 to Rs.7,500 + GST

Features

  • Flexible repayment tenures of up to 25 years
  • Financing of up to 90% of the total property cost
  • No prepayment charges
  • For the construction of Independent Houses.
  • For outright purchase of independent houses / flats.
  • For purchase of plots and construction there on.
  • For take over of loans from another Bank / FI’s.
  • For Improvement / Repairs / Additional construction / Renovation of existing houses or flats owned by you.
  • For purchase of Plots or Flats developed by Government Authorities.

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₹10,000₹1,00,00,000

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Karur Vysya Bank Happy Home Loan EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
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