IndusInd Family Health Insurance Plan

Age

• No age bar

Tax Benefits

• Tax Benefit on Premium paid (U/S Sec 80D of IT Act 1961)

Waiting Period

• 30 days for any illness except injury
• Waiting period for pre-existing illnesses , Four years of continuous coverage

Hospital Benefits

• Pre-hospitalisation 30 Days
• Post-hospitalisation 60 Days
• Day Care Treatments
• Room Rent
• ICU Charges
• Doctor's Fee etc.
• Daily Allowance
• Ambulance Cover
• Domiciliary hospitalisation
• Organ Donor Cover

Network Hospitals

• Cashless Hospitalization 7800+ Hospitals within our network across 400+ cities

Copayment Deductibles

• If age of Insured Person or eldest Insured Person (in case of Floater) is 61 years or more, we provides an option to Insured Person / Policyholder, to choose for co-payment option of 20% per claim (over & above any other co-payment, if any) which applies to such Insured Person or all Insured Persons (in case of Floater) and thereby get a discount of 20% in Premium to be paid.

Renewability and Coverage

• Renewal premium - Premium payable on renewal and on subsequent continuation of cover arc subject to change with prior approval from IRDA.
• Lifelong Renewability. The Policy can be renewed under the then prevailing ,Health Insurance Product or its nearest substitute approved by IRDA.
• Annual Health Check-up
• No Claim Bonus
• Auto-Recharge of Sum Insured

Additional Benefits

• Cover up to 6 members in a single policy with Floater Cover
• Domiciliary expenses covered
• Organ Donor cover
• Daily Allowance to cover non-medical expenses
• Ambulance Cover
• 30Day Pre & 60 Day Post Hospitalization covered
• 7.5% discount on 2 Year policy term & 10% discount on 3 year policy term
• Cashless claim approval in just 2 hours approx.