Indian Overseas Bank Housing Loan Subhagruha

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Indian Overseas Bank Housing Loan Subhagruha

Get your dream home with Indian Overseas Bank's Housing Loan Subhagruha. Affordable rates, low processing fees, flexible repayment, and expert guidance.

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Details for Indian Overseas Bank Housing Loan Subhagruha

Indian Overseas Bank’s Housing Loan Subhagruha offers an affordable way to own your home. With flexible repayment options, low processing charges, and instant approval, you can finance up to 90% of the property cost. Enjoy attractive interest rates, minimal documentation, and expert guidance throughout the loan process. Available for flats, houses, and plots, making homeownership easier and more accessible for you.

CIBIL Score

  • CIBIL score preferably above 750

Required Documents

  • Duly filled application form
  • ID Proof- Aadhaar card, passport, driving license, PAN card, Voter ID
  • Address Proof- Utility bills, passport, Voter ID, Aadhaar card, passport, driving license
  • Income Proof for Salaried Applicants- Salary certificate
  • Income Proof for Self-Employed Applicants- Sale agreement for house/flat
  • Membership proof for cooperative societies
  • Experience certificate for self-employed applicants
  • Construction estimate/valuation report for acquisition or legal opinion on the property from the Bank approved by a lawyer or engineer

Loan Processing Charges

  • Up to 0.50% of the loan amount

Features

  • Loan Amount (LTV Ratio): 75%-90% of cost of flat/house and Up to 70% of the loan amount for plot purchase
  • Tenures: Up to 30 years
  • 3.75% to 90% of the Cost of the House/Flat
  • Lower Processing Charges
  • Affordable Housing Loans
  • Minimal Documentation
  • Flexible Repayment Options
  • Instant Approval and Disbursal
  • Attractive Interest Rates
  • Expert Guidance

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₹10,000₹1,00,00,000

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Indian Overseas Bank Housing Loan Subhagruha EMI Calculator

Principal amount

₹1,00,000

Interest amount

₹542

Total amount payable

₹1,00,542

Your Monthly EMI is ₹8,379
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