IOB Gold Salary Account

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IOB Gold Salary Account

Enjoy exclusive benefits with the IOB Gold Salary Account – zero balance, free transactions, premium services, and more for salaried professionals.

  • cheque availibilty
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Details for IOB Gold Salary Account

Indian Overseas Bank Gold Salary Account offers premium banking for salaried professionals with zero balance, free transactions, exclusive perks, and priority services. Enjoy seamless digital banking, higher withdrawal limits, and personalized benefits designed to enhance your financial convenience and security.

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Interest Rate

2.90% p.a

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Withdrawal Limit

50,000/-

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Transaction Limit

2,00,000/- in VISA Platinum/ 1,25,000/- in Rupay Platinum

Eligibility Criteria for Opening an Account

  • Employees Drawing Regular Salary. Regular Employees of Central Government, State Government, PSU, Government-Semi Government Corporation, MNCs, Reputed Institutions, Reputed Corporate, Reputed Educational Institutions etc.
  • Age - 18 to 65 Years
  • Gross Salary (Average of Last 3 Months Gross Salary) Rs. 10,000 & above upto Rs. 50,000/-

Additional Benefits

  • Unlimited Free ATM Card Access at Own ATM
  • Free ATM Card Access at Other ATM
  • Lounge Access Domestic/International Airport
  • Personal Accident Insurance
  • Free NEFT,MPS and RTGS
  • Personalized Cheque Book
  • Two DDs Free Per Month to The Extent of Preceding Quarter Average Balance Available in the Account
  • Locker Operations Unlimited
  • Concession on Locker Rent 10% Waiver
  • Account Statement through E-Mail/E-Statement (Monthly)
  • Issue Charge and Annual Maintenance Charge are Free
  • Free Zero balance Family Accounts (Spouse+1 Children)

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