IOB Gold Credit Card

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IOB Gold Credit Card

IOB Gold Credit Card offers low interest rates, interest-free purchases up to 50 days, and daily transaction limits—your perfect companion for spending.

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Details for IOB Gold Credit Card

Tired of high interest rates? The Indian Overseas Bank Gold Credit Card offers low rates, up to 50 days interest-free purchases, and flexible daily transaction limits—making smart spending easier and more rewarding.

₹
Joining Fee

0

₹
Annual Fee

0

Lounge Offer

  • No

Additional Benefits

  • Personal Accident Insurance Cover
  • Daily transaction limit 100% of Card Limit or available balance for POS & E-Com transactions.
  • Daily Cash Withdrawal limit 40% of Card limit or available balance in card whichever is less.
  • Interest free purchase available from 20 days to 50 days depending upon the date of purchase.
  • Lower rate of interest: 30% p.a. (Annualized).

pros

  • Flexible Payment Solutions
  • Hassle-Free Cash Advances
  • Accelerates Credit History Building
  • Exclusive Introductory Offers
  • Robust Purchase Protection

Cons

  • Comparitively Less Reward Points
  • Terms and Conditions Included
  • No Fuel Surcharge Waiver
  • Absence of Lounge Access
  • No Lifetime Free Card Option
  • Missing Contactless Payment Features
  • Less Milestone Benefits
  • Absent Annual Fee Waiver
  • No Card Renewal Rewards

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