IOB Diamond Salary Account

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IOB Diamond Salary Account

Enjoy premium banking with IOB Diamond Salary Account—zero balance, free transactions, exclusive perks & priority services for salaried professionals.

  • cheque availibilty
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Details for IOB Diamond Salary Account

Indian Overseas Bank Diamond Salary Account offers zero balance, free fund transfers, exclusive perks, and priority banking. Enjoy seamless transactions, high withdrawal limits, and added benefits tailored for salaried professionals. Secure, convenient, and rewarding—this account ensures financial ease with top-tier services.

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Interest Rate

2.90% p.a

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Withdrawal Limit

Rs. 1,00,000/- per Day in VISA Signature/Rs. 50,000/- in Rupay Select

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Transaction Limit

3,50,000/- VISA Signature/ 5,00,000/- Rupay Select

Eligibility Criteria for Opening an Account

  • Employees Drawing Regular Salary. Regular Employees of Central Government, State Government, PSU, Government-Semi Government Corporation, MNCs, Reputed Institutions, Reputed Corporate, Reputed Educational Institutions etc.
  • Age - 18 to 65 Years
  • Gross Salary (Average of Last 3 Months Gross Salary) Rs. 50,000 & above upto Rs. 1,00,000/-

Additional Benefits

  • Unlimited Free ATM Card Access at Own ATM
  • Free ATM Card Access at Other ATM
  • Lounge Access Domestic/International Airport
  • Personal Accident Insurance
  • Free NEFT,MPS and RTGS
  • Personalized Cheque Book
  • Free Unlimited to the Extent of Preceding Quarter Average Balance Available in the Account
  • Locker Operations Unlimited
  • Concession on Locker Rent 15% Waiver

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