IOB Classic Credit Card

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IOB Classic Credit Card

Start smart spending with IOB Classic Credit Card. Enjoy up to 50 days interest-free, easy cash withdrawals, and no annual fees—simple benefits for daily use.

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Details for IOB Classic Credit Card

Claim your Indian Overseas Bank Classic Credit Card today! Enjoy up to 50 days interest-free, hassle-free cash withdrawals, and zero annual fees. Simplify your spending with unbeatable convenience and no hidden costs!

₹
Joining Fee

0

₹
Annual Fee

0

Lounge Offer

  • No

Additional Benefits

  • Personal Accident Insurance Cover
  • Interest free purchase available from 20 days to 50 days depending upon the date of purchase.
  • Daily Cash Withdrawal limit 40% of Card limit or available balance in card whichever is less.
  • Daily transaction limit 100% of Card Limit or available balance for POS & E-Com transactions.
  • Lower rate of interest: 30% p.a. (Annualized).

pros

  • Hassle-Free Cash Advances
  • Accelerates Credit History Building
  • All-Encompassing Consumer Protection
  • Premium Travel Privileges
  • Robust Purchase Protection

Cons

  • Absent Annual Fee Waiver
  • No Fuel Surcharge Waiver
  • Absence of Lounge Access
  • No Lifetime Free Card Option
  • No Card Renewal Rewards
  • Missing Contactless Payment Features
  • Restricted Category Cashback

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