IOB-CD Diamond - Formerly CD-Classic

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IOB-CD Diamond - Formerly CD-Classic

IOB-CD Diamond, formerly CD-Classic, offers high-return fixed deposits with flexible tenures. Grow your savings confidently with IOB’s trusted deposit scheme.

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Details for IOB-CD Diamond - Formerly CD-Classic

Indian Overseas Bank-CD Diamond (formerly CD-Classic) is a high-yield fixed deposit scheme from Indian Overseas Bank, offering flexible tenures, competitive interest rates, and secure investment options. Designed for maximum returns and financial growth, it ensures liquidity, stability, and attractive benefits for investors seeking safe and rewarding savings solutions.

₹
MAB

1,00,000/-

₹
Withdrawal Limit

1,00,000/-

₹
Transaction Limit

3,50,000/-

Cash Deposit Monthly

  • Free cash deposit upto 10 times of the previous month's average credit balance

Non Maintenance Charges

  • 500/-

Additional Benefits

  • Convenience to withdraw and deposit cash at all 3200 plus IOB Bank branches.
  • Free Internet banking & Mobile Banking facility
  • Free NEFT/RTGS through Branch, Net banking and Mobile Banking
  • Free IMPS payment
  • Free Debit card issuance and nil AMC charges for VISA signature Debit Card only
  • Higher ATM cash withdrawal limit of Rs. 1,00,000/ per day through IOB VISA Signature card.
  • Credit card issuance/AMC charges free
  • Enhanced Daily POS & Ecom limit of Rs 3.5 lakh through IOB VISA Signature card.
  • Rent Free QR code enabled GPRS Pos terminal.
  • Free 200 cheque leaves per month
  • 50 DD free per month for every Rs. 1 lac of average balance maintained in the previous month.
  • Personal Accident insurance covers of Rs. one Lakh free of cost to the proprietor in their individual name.
  • Nil processing charges for car loan and 60% waiver for housing loan
  • Free Stop payment instruction charges
  • Free Bharat QR Code & BHIM QR Code
  • Waiver of Demat account opening charges
  • Free Monthly e-statement/account statement
  • Free Standing instructions registration
  • Utility bills payment facility
  • Online Tax payment facility

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