IndianOil Kotak Credit Card

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IndianOil Kotak Credit Card

Fuel your spending with the IndianOil Kotak Credit Card—earn up to 24 reward points on fuel, enjoy movie & dining perks, and waive off your annual fee.

  • fuel offer
  • annual fee waiver
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Details for IndianOil Kotak Credit Card

Maximize your rewards with the IndianOil Kotak Credit Card—earn 24 reward points on fuel, enjoy movie & dining benefits, get an annual fee waiver, and access exclusive privileges like insurance and concierge services.

₹
Joining Fee

449

₹
Annual Fee

0

Lounge Offer

  • No

Reward Points

  • Reward Points can be redeemed as cashback or to buy merchandise, products, and vouchers on kotakrewards.com. You can redeem your Reward Points for IndianOil XTRAREWARDS as well.
  • Get 24 Reward Points on every Rs. 150 spent on fuel. Get 12 Reward Points on every Rs. 150 spent on grocery and dining. Get 3 Reward Points on every Rs. 150 spent on other transactions.

Additional Benefits

  • Movie & Dining
  • Reward Redemption
  • Insurance Benefits
  • Fuel Surcharge
  • Foreign Currency Markup
  • Welcome Benefits
  • Reward Accrual
  • Annual Fee Waiver
  • Concierge Services
  • Add-on Card
  • Contactless Payment

pros

  • Exclusive Introductory Offers
  • Rewarding Benefits and Bonuses
  • Fuel Surcharge Waiver
  • Flexible Payment Solutions
  • Attractive Card Renewal Rewards
  • Comprehensive Rewards on Utility Payments and More
  • Annual Fee Waiver Included

Cons

  • Absence of Lounge Access
  • No Lifetime Free Card Option
  • Restricted Category Cashback
  • Missing Contactless Payment Features

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