IB-VISA-Bharat Credit Card

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IB-VISA-Bharat Credit Card

Take control with the IB-VISA-Bharat Credit Card—exclusive to India, low finance charges, no annual fees, and a Rs. 19,999 credit limit for smarter spending.

  • lifetime free
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Details for IB-VISA-Bharat Credit Card

Get the Indian Bank-VISA-Bharat Credit Card—exclusively for India with a Rs. 19,999 credit limit, no annual fees, and a low 1.79% finance charge. Enjoy hassle-free payments with no joining fee and added benefits for smarter financial control.

Joining Fee

0

Annual Fee

0

Lounge Offer

  • No

Additional Benefits

  • This Indian Bank credit card can be used in India only
  • Credit Limit – Maximum limit is of Rs. 19,999
  • Finance charge on Indian Bank Bharat Credit Card is just 79% p.m. which is much less than other credit cards
  • Minimum Amount Payable
  • Insurance Coverage

pros

  • Lifetime Free Card
  • Flexible Payment Solutions
  • Zero Joining Fees
  • Zero Annual Fee

Cons

  • Limited Welcome Benefits
  • Comparitively Less Reward Points
  • Terms and Conditions Included
  • No Fuel Surcharge Waiver
  • Absence of Lounge Access
  • Less Milestone Benefits
  • Absent Annual Fee Waiver
  • EMI Options Unavailable