IB-RuPay-Select Credit Card

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IB-RuPay-Select Credit Card

Step up your financial game with the IB-RuPay-Select Credit Card—Rs 2L+ limit, low interest, EMI options, exclusive perks like lounge access, and fuel savings.

  • fuel offer
  • lounge offer
  • cashback discount
Visit Site Apply Now Terms & Conditions Apply

Details for IB-RuPay-Select Credit Card

The Indian Bank-RuPay-Select Credit Card offers a rewarding and flexIndian Bankle spending experience. Earn 1 reward point (worth Re.1) for every ₹100 spent. Enjoy a revolving credit limit of ₹2 lakhs and above, with 40% available as cash. The card comes with EMI options, up to 4 add-on cards, and access to airport lounges. Benefit from flexIndian Bankle repayment with a minimum monthly payment of just 5% of the outstanding balance. Fuel and railway surcharge terms apply, ensuring transparency. Whether you're shopping, traveling, or dining, this card brings convenience, rewards, and premium features tailored to your lifestyle.

₹
Joining Fee

0

₹
Annual Fee

250/-

Lounge Offer

  • Yes

Reward Points

  • Reward Points: 1 point valued at Re.1 for every Rs 100 spent.

Additional Benefits

  • Revolving Credit Limit: Rs 2 lakhs & above
  • Interest Rate (ROI): 66% per month.
  • EMI Facility: Available
  • Add On Card – Up to 4 cards.
  • Cash Limit: 40% of the credit limit.
  • Airport Lounge Access: Available
  • Minimum Monthly Payment: 5% of the outstanding balance.
  • Petrol and all products/services offered at petrol pumps at Rs 10 or 5% of the transaction amount, whichever is higher.
  • Railway tickets at Rs 10 or 80%, whichever is higher

pros

  • Exclusive Introductory Offers
  • Rewarding Benefits and Bonuses
  • Premium Travel Privileges
  • Accelerates Credit History Building
  • All-Encompassing Consumer Protection
  • Attractive Card Renewal Rewards
  • Zero Joining Fees
  • Exclusive Airport Lounge Access
  • Comprehensive Rewards on Utility Payments and More
  • Flexible EMI Options
  • Fuel Surcharge Waiver

Cons

  • Annual Fees Included
  • Terms and Conditions Included
  • Less Milestone Benefits
  • Absent Annual Fee Waiver

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