General Savings Bank Account

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General Savings Bank Account

Open an IB General Savings Bank Account for secure, easy banking with high-interest rates, no hidden fees, and simple online management.

  • cheque availibilty
  • penalty for nonmaintenance
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Details for General Savings Bank Account

Indian Bank General Savings Bank Account offers a hassle-free way to manage your savings with attractive interest rates, no monthly fees, and easy online access. It helps you grow your funds securely, track your balance, and enjoy convenient banking services. Perfect for individuals seeking financial growth and simplicity.

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Interest Rate

2.90% p.a.

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Withdrawal Limit

Not available

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Transaction Limit

Not available

Minimum Balance Required

  • R/SU – With Cheque facility – 1000/- & Without cheque facility- 500/-
  • M/U – With Cheque facility – 2500/- & Without cheque facility – 1000/-

Eligibility Criteria for Opening an Account

  • Individual – Single Accounts,Two or more individuals – Joint Accounts,Illiterate persons,Blind persons, Associations, Clubs., Trusts, HUF and Institutions/Agencies/ Societies/Government Departments specially permitted by RBI.

Additional Benefits

  • 20 leaves free in a calendar year for cheque operated Savings Bank accounts.
  • Personalized cheque book.
  • Rupay ATM cards/ Debit cards provided free of cost.
  • 50 withdrawals permitted free per half year.
  • ECS/RTGS/NEFT facilities available.
  • Demat, Locker & Credit card facility available

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