ICICI Lombard Complete Health Insurance

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ICICI Lombard Complete Health Insurance

Get comprehensive coverage with ICICI Lombard Complete Health Insurance—ensuring you and your family’s health needs are met with hassle-free protection.

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Details for ICICI Lombard Complete Health Insurance

ICICI Lombard Complete Health Insurance offers extensive coverage for medical expenses, including hospitalization, surgeries, and critical illness. With benefits like cashless network hospitals, no-claim bonus, and tax benefits, this plan provides complete health protection for individuals and families.

Sum Insured

5,00,000/- to 50,00,000/-

Age

The minimum entry age for the customer to receive the policy is 6 years and there is no restriction on maximum entry age. Children between 3 months to 5 years can be insured under floater plan only

Policy Terms

Option to choose multiyear (1, 2 or 3 year) policy period

Age

  • The minimum entry age for the customer to receive the policy is 6 years and there is no restriction on maximum entry age. Children between 3 months to 5 years can be insured under floater plan only

Tax Benefits

  • Income tax benefits under Section 80D

Hospital Benefits

  • Health Check-up: Free Health Check-up coupon for each Insured every policy year, upto 2 coupons per year for floater policies.
  • Hospital Daily Cash: Fixed amount payable for every completed day of hospitalisation, for hospitalisation of minimum 3 consecutive days up to maximum of 10 consecutive days.
  • Convalescence Benefit: Rs.10,000 per insured paid once during the policy period in case of hospitalisation, for 10 consecutive days
  • Maternity with New Born Baby Cover5: Reimbursement for medical expenses incurred for delivery during hospitalisation. New born child is covered up to 91 days from its date of birth
  • 5

Network Hospitals

  • Avail cashless hospitalisation at any of our 6500+ network hospitals

Renewability and Coverage

  • In Patient Treatment: Medical expenses incurred, for hospitalization more than 24 consecutive hours.
  • Pre Hospitalisation: Medical expenses incurred 30 days before hospitalisation will be covered
  • Post Hospitalisation: Medical expenses incurred 60 days after hospitalisation will be covered
  • Daycare Procedures and Treatment: All medical expenses incurred while undergoing Day Care Procedures are covered
  • PED waiting period (Declared & Accepted): Covered immediately after 2 years of continuous coverage under the policy
  • In Patient AYUSH hospitalisation: Hospitalisation expenses for Ayurveda, Unani, Siddha and Homeopathy (AYUSH) treatment, on reimbursement basis.
  • Donor Expenses: Medical Expenses incurred by organ donor, on organ being donated to the insured.
  • Unlimited Reset benefit4: Reset up to 100% of the cover amount unlimited times in a policy year, if insufficient because of previous claims in that policy year.
  • Domiciliary hospitalisation: Coverage for medical expenses when the Insured cannot be moved to a hospital or if rooms in the hospital are unavailable.
  • Air Ambulance Cover: Cover up to the base Sum Insured for Air Ambulance expenses incurred during an emergency
  • Domestic Road Ambulance: Cover up to 1% of Sum Insured maximum up to Rs.10,000 per hospitalisation
  • Outpatient Treatment Cover: Reimbursement for the medical expenses incurred as an Outpatient (OPD).

Additional Benefits

  • No medical tests needed below the age of 56 years and Sum Insured up to 20 Lakhs.
  • Ambulance Assistance: Ground medical transportation assistance by a Service provider
  • Health Check-up: Free Health Check-up coupon for each Insured every policy year, upto 2 coupons per year for floater policies.
  • Online Chat with Doctor, E-Second opinion, Dietician & Nutrition e-consultation, Health Assistance
  • Wellness Program: Wellness points accrued can be redeemed against out-patient medical expenses