IDFC FIRST WOW Credit Card

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IDFC FIRST WOW Credit Card

Struggling to build credit? FIRST WOW Credit Card gives 100% FD-backed credit, 3X UPI rewards, movie discounts, and more. Start smart, spend smarter.

  • fuel offer
  • cashback discount
Visit Site Apply Now Terms & Conditions Apply

Details for IDFC FIRST WOW Credit Card

Build your credit effortlessly with the FIRST WOW Credit Card offering 100% FD-backed credit, 3X rewards on UPI spends, movie discounts, fuel surcharge waivers, and exclusive benefits to elevate your everyday spending.

₹
Joining Fee

0

₹
Annual Fee

₹199 + GST (2nd year onwards)

Lounge Offer

  • No

Reward Points

  • Reward Points as Good as Cash
  • Up to 3X reward points on all UPI spends
  • Limited Period Offer: 100% cashback up to ₹200, i.e. ₹50 each on first 4 UPI transactions

Additional Benefits

  • Credit Limit of at least 100% of the FD Value
  • 100% ATM Cash Widhrawal Limit of the FD Value
  • 50% off on BookMyShow Movie Tickets And Other VISA Infinite Premium Platform Benefits
  • Over 300 + Merchant Offer
  • 2 Lac Personal Accident Cover
  • 1% Fuel Surcharge Waiver
  • Step up Your Credit Limit With New FD any Time ,Anywhere

pros

  • Fuel Surcharge Waiver
  • Premium Travel Privileges
  • Flexible Payment Solutions
  • Zero Joining Fees
  • Lifetime Free Card
  • Exclusive Introductory Offers
  • Comprehensive Rewards on Utility Payments and More
  • Accelerates Credit History Building
  • Exclusive Airport Lounge Access
  • Zero Annual Fee

Cons

  • Annual Fees Included
  • Undisclosed Charges
  • Absence of Lounge Access
  • Absent Annual Fee Waiver
  • No Lifetime Free Card Option

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