IDFC First Wealth Credit Card

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IDFC First Wealth Credit Card

Elevate your spending with the First Wealth Credit Card—earn 10X rewards, enjoy exclusive airport lounges, cashback, and luxury perks all year long.

  • fuel offer
  • lounge offer
  • lifetime free
  • cashback discount
Visit Site Apply Now Terms & Conditions Apply

Details for IDFC First Wealth Credit Card

Get the First Wealth Credit Card and enjoy 10X rewards, exclusive airport lounges, cashback offers, luxury privileges, and much more. Maximize your benefits with every purchase and elevate your lifestyle today.

₹
Joining Fee

0

₹
Annual Fee

0

Lounge Offer

  • Yes

Reward Points

  • 3X Reward Points on Spends till ₹20,000 in a statement cycle
  • 10X Reward Points on crossing spends of ₹20,000 in a statement cycle & on your birthday
  • Unlimited & never expiring Reward Points
  • 1X Reward Points on Insurance premium and Utility bill payments
  • Use Reward points to instantly pay for online or in-store purchases
  • 3X Reward Points on rental and property management transactions

Additional Benefits

  • Welcome Benefits
  • 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
  • 'Buy One, Get One' offer on movie tickets up to ₹250 on Paytm mobile app (valid twice per month)
  • 300+ Brand Offers, All year long! | Up to 20% discount at 1500+ restaurants
  • 2 complimentary domestic airport lounge and spa visits and 2 complimentary overseas airport lounge
  • 2 complimentary golf rounds
  • Cancellation For Any Reason (CFAR) insurance Claim
  • 4 Complimentary Railway Lounge visits per quarter
  • Airport Meet & Greet
  • Airport Transfers Services
  • Concierge services
  • Luxury Hotel Collection
  • Complimentary Roadside Assistance worth ₹1,399
  • 1% Fuel Surcharge Waiver
  • Air Accident Cover
  • Comprehensive Travel Insurance Cover of USD 1200
  • Low Forex Markup of 5% on international transactions
  • Interest free cash withdrawals
  • Reward Redemption

pros

  • Lifetime Free Card
  • Premium Travel Privileges
  • Exclusive Introductory Offers
  • Comprehensive Rewards on Utility Payments and More
  • Flexible Payment Solutions
  • Exclusive Airport Lounge Access
  • Flexible EMI Options
  • Accelerates Credit History Building
  • Robust Purchase Protection
  • Fuel Surcharge Waiver
  • Annual Fee Waiver Included
  • Zero Annual Fee
  • All-Encompassing Consumer Protection
  • Valuable Membership
  • Zero Joining Fees
  • Hassle-Free Cash Advances

Cons

  • Absent Annual Fee Waiver
  • Terms and Conditions Included

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