IDFC FIRST Select Credit Card

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IDFC FIRST Select Credit Card

Step into a world of endless benefits with FIRST Select Credit Card. Enjoy cashback, exclusive discounts, travel perks, and more—no annual fee, just rewards!

  • fuel offer
  • lounge offer
  • lifetime free
  • cashback discount
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Details for IDFC FIRST Select Credit Card

The IDFC FIRST Select Credit Card offers unmatched value with unlimited, never-expiring reward points. Earn up to 10X points on high-value spends and special occasions like birthdays. Enjoy welcome benefits, complimentary airport and railway lounge access, travel insurance, and premium lifestyle perks like concierge services and golf programs. Use points instantly for online or in-store purchases. Get 5% cashback on your first EMI transaction, ‘Buy 1 Get 1’ movie ticket offers on Paytm, fuel surcharge waiver, and more. With 300+ brand deals, CFAR insurance, roadside assistance, and easy EMI conversions, this card is built for premium, rewarding experiences.

₹
Joining Fee

0

₹
Annual Fee

0

Lounge Offer

  • Yes

Reward Points

  • Reward Points redemption fee of ₹99 + GST will be applicable per redemption transaction
  • Unlimited & never expiring Reward Points
  • 3X Reward Points on Spends till ₹20,000 in a statement cycle
  • 10X Reward Points on crossing spends of ₹20,000 in a statement cycle & on your birthday
  • 1X Reward Points on Insurance premium and Utility bill payments
  • Use Reward points to instantly pay for online or in-store purchases
  • 3X Reward Points on rental and property management transactions

Additional Benefits

  • Welcome Benefits
  • 5% cashback (up to ₹1000) on the transaction value of first EMI done within 30 days of card generation
  • 'Buy One, Get One' offer on movie tickets up to ₹125 on Paytm mobile app(valid twice per month)
  • 300+ Brand Offers, all year long! | Up to 20% discount at 1500+ restaurants | Explore all offers
  • 2 complimentary Domestic airport lounge
  • 4 complimentary railway lounge
  • Cancellation For Any Reason (CFAR) insurance: Cancellation cover for up to 2 claims up to ₹10,000, will be available for hotel and flight booking cancellations
  • Airport Meet & Greet
  • Airport Transfers
  • Concierge Services
  • Luxury Hotel Collection premium Benefits
  • Golf Program
  • Complimentary Roadside Assistance worth ₹1,399
  • 1% Fuel Surcharge Waiver
  • Air Accident Cover of ₹1 Crore, Personal Accident Cover of ₹5,00,000 and Lost Card Liability Cover of ₹50,Comprehensive Travel Insurance Cover of ₹22,500
  • Instant EMI conversion

pros

  • Exclusive Introductory Offers
  • Rewarding Benefits and Bonuses
  • Fuel Surcharge Waiver
  • Premium Travel Privileges
  • Lifetime Free Card
  • All-Encompassing Consumer Protection
  • Flexible Payment Solutions
  • Zero Joining Fees
  • Zero Annual Fee
  • Exclusive Airport Lounge Access
  • Comprehensive Rewards on Utility Payments and More
  • Annual Fee Waiver Included
  • Valuable Membership

Cons

  • Annual Fees Included
  • Absent Annual Fee Waiver
  • No Card Renewal Rewards
  • EMI Options Unavailable

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